Best Payment Processing Software in 2026
Updated
68 payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
68ranked
0free plans on this page
5 Oct 2026last checked
Payment Processing Software in tiers by the score this site gives them, S at the top. 3 of the 18 on this page have an Android app.
Cunder 7.0
- 51 Natural 5.6
- 52 Paycycle 5.6
- 53 WP Full Pay 5.6
- 54 WP Simple Pay 5.6
- 55 XenditAndroid 5.6
- 56 PayUAndroid 5.5
- 57 Swipez 5.5
- 58 Bottomline PTX 5.4
- 59 GoCardless Bank Account Data 5.4
- 60 Teampay by Paystand 5.4
- 61 Viva.comAndroid 5.4
- 62 Dwolla 5.3
- 63 ePayBL 5.3
- 64 Midtrans 5.3
- 65 VoPay 5.2
- 66 Worldline Food Services Payments Suite 5.2
- 67 Mangopay 5.1
- 68 Shift4 Payments 5.1
Compare all 18 in a table
| # | App | Score | Free plan | Free plan | Paid from | Payment methods | Recurring billing |
|---|---|---|---|---|---|---|---|
| 51 | Natural | 5.6 | No | Yes | — | cards, ACH, wire transfers, RTP, FedNow, bank transfers | — |
| 52 | Paycycle | 5.6 | No | Yes | — | Debit orders, EFT, PayShap, DebiCheck, card payments | Yes |
| 53 | WP Full Pay | 5.6 | No | Yes | — | Visa, Mastercard, American Express, Discover, Diners Club, JCB, China UnionPay, Cartes Bancaires, Alipay, Apple Pay, Cash App Pay, Google Pay, GrabPay, MobilePay, WeChat Pay, Revolut Pay, Amazon Pay, Stripe Link, BLIK, Bancontact, EPS, iDEAL, Przelewy24, TWINT | Yes |
| 54 | WP Simple Pay | 5.6 | No | Yes | — | Card, ACH Direct Debit, SEPA Direct Debit, Alipay, Bancontact, FPX, giropay, iDEAL, Klarna, Afterpay/Clearpay, Przelewy24, Apple Pay, Google Pay, Microsoft Pay, MobilePay, BECS Direct Debit, PromptPay, WeChat Pay, PIX, BLIK | Yes |
| 55 | Xendit | 5.6 | No | — | — | Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments | — |
| 56 | PayU | 5.5 | No | No | — | Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment links | — |
| 57 | Swipez | 5.5 | No | Yes | — | — | — |
| 58 | Bottomline PTX | 5.4 | No | — | — | — | — |
| 59 | GoCardless Bank Account Data | 5.4 | No | — | — | — | — |
| 60 | Teampay by Paystand | 5.4 | No | — | — | — | — |
| 61 | Viva.com | 5.4 | No | No | — | Cards, digital wallets, local payment methods, direct debit and other payment methods | — |
| 62 | Dwolla | 5.3 | No | No | — | Standard ACH, Same Day ACH, RTP, FedNow | Yes |
| 63 | ePayBL | 5.3 | No | No | — | PayPal, Visa, Mastercard, SEPA direct debit, invoice | — |
| 64 | Midtrans | 5.3 | No | No | — | bank transfer, e-wallets, credit/debit cards, QRIS, over-the-counter, cardless credit, direct debit | — |
| 65 | VoPay | 5.2 | No | — | — | — | — |
| 66 | Worldline Food Services Payments Suite | 5.2 | No | — | — | — | — |
| 67 | Mangopay | 5.1 | No | No | — | — | — |
| 68 | Shift4 Payments | 5.1 | No | No | 29.99 /mo | — | — |
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