VoPay
VoPay provides a Fintech-as-a-Service platform for software companies and large enterprises that want to add payments and financial services to their products.
What VoPay is
VoPay provides a Fintech-as-a-Service platform for software companies and large enterprises that want to add payments and financial services to their products. Available through web and API, it supports sending and collecting funds across multiple payment rails, with recurring payments, bank verification, onboarding, automation, and payment links. Its card integration supports Visa, Mastercard, American Express, and Discover, with 3D Secure for card transactions. VoPay says its REST APIs have more than 250 endpoints and maintain 99.99% uptime. VoPay 360 connects with QuickBooks, Sage, and Xero. The company says it tokenizes sensitive payment data and encrypts data moving across its platform; it announced a SOC 2 Type 1 attestation in February 2023. Listed Starter and Enterprise tiers include payment and account capabilities, with Enterprise described as a tailored solution. Pricing is available by contacting sales rather than through a published numerical amount. Onboarding involves speaking with the team, accessing a sandbox, signing and onboarding, then selecting a production date.
Good
- Supports recurring payments and payment links
- Accepts four major card brands with 3D Secure
- Connects with QuickBooks, Sage, and Xero
- Offers sandbox access during onboarding
Watch out
- No numerical price is listed
- Designed for software companies and large enterprises
Who it suits
VoPay suits software companies and large enterprises embedding payment and financial services in their products. It may also fit organizations seeking multiple payment rails, accounting integrations, and API access.
Verdict
VoPay combines payment collection and payouts with account tools, integrations, and API access. Prospective customers need to contact sales for pricing and begin onboarding with the VoPay team.
Plans and prices
From VoPay's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enterprise | Priced on request | Tailored enterprise solution · send and collect funds · virtual, sub- and client accounts · payment portal and API · bank verification · accounting integrations · EFT, ACH, VoPay Instant, Interac e-Transfer, eChecks, push to card and RTP; FedNow and credit cards marked Coming Soon · CONTACT SALES |
| Starter | Priced on request | Send and collect funds · virtual, sub- and client accounts · payment portal and API · bank verification · accounting integrations · EFT, ACH, VoPay Instant, Interac e-Transfer, eChecks, push to card, RTP, FedNow and credit cards · CONTACT SALES |
The facts
Each one read from VoPay's own pages, with the date it was checked.
What it does
- Accounting integrations
- VoPay 360 supports accounting integrations including QuickBooks, Sage and Xero.checked 8 Oct 2026
- API
- VoPay says its REST APIs provide over 250 endpoints and maintain 99.99% uptime.checked 8 Oct 2026
- Card payments
- Its credit card integration supports Visa, Mastercard, American Express and Discover, and supports 3D Secure on card transactions.checked 8 Oct 2026
- Compliance
- VoPay announced that it completed a SOC 2 Type 1 attestation in February 2023.checked 8 Oct 2026
- Intended users
- VoPay describes its platform as designed for software companies and large enterprises embedding financial services.checked 8 Oct 2026
- Payment capabilities
- Its payment engine supports sending and collecting payments through multiple payment rails, with tools such as recurring payments, bank verification, onboarding, automation and payment links.checked 8 Oct 2026
- Pricing availability
- The pricing page lists Starter and Enterprise tiers and directs prospective customers to contact sales; it does not show a numerical price.checked 8 Oct 2026
- Security
- VoPay says it tokenizes sensitive payment data and encrypts data moving across its platform.checked 8 Oct 2026
- Support and onboarding
- VoPay’s stated onboarding process includes speaking with its team, accessing a sandbox, signing and onboarding, then choosing a production date.checked 8 Oct 2026
- What it does
- VoPay provides a Fintech-as-a-Service platform for software companies to embed payments and financial services in their products.checked 8 Oct 2026
The company
- Headquarters
- Vancouver, Canadachecked 28 Sep 2026
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