Airwallex Platform APIs and Embedded Finance
Airwallex Platform APIs and Embedded Finance is a set of APIs for businesses seeking to streamline global payments and financial operations, embed financial …
What Airwallex Platform APIs and Embedded Finance is
Airwallex Platform APIs and Embedded Finance is a set of APIs for businesses seeking to streamline global payments and financial operations, embed financial services and monetize them. The listed products include connected accounts, accounts, payments, transactional FX, payouts and card issuing. The page says the APIs can accept payments in 180+ countries, transfer funds to 200+ countries and issue local cards in 60+ countries. Accounts can be created globally with local bank and branch codes and dedicated account numbers; Payments supports locally optimized checkout and fraud safeguards. Businesses can use prebuilt components and low-code solutions or build a customized API integration. For embedded finance, Airwallex says it provides a unified layer through global licenses and registrations and handles KYC, AML and other compliance requirements. Developer resources include tools, libraries, documentation, APIs and technical teams. Pricing is custom and discussed with sales. Airwallex says it began in 2015 and adopted a dual-headquarters model spanning Singapore and San Francisco in 2025.
Good
- Accepts payments in 180+ countries, according to the page.
- Transfers funds to 200+ countries, according to the page.
- Offers accounts, payments, FX, payouts and card issuing.
- Supports prebuilt, low-code and customized integrations.
Watch out
- Pricing is custom and requires contacting sales.
- The Canada page says payment service provider registration is pending.
Who it suits
The APIs are presented for growing businesses and tech-forward platforms or marketplaces seeking to embed financial services. They may suit teams looking for global payment, account, payout or card-issuing capabilities through APIs.
Verdict
Airwallex offers a broad API set for businesses building payment and embedded-finance workflows. Pricing is handled through sales, and Canadian businesses should note the stated pending payment service provider registration.
Plans and prices
From Airwallex Platform APIs and Embedded Finance's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Explore | Free | 20+ currencies · batch transfers to 120+ countries · unlimited multi-currency corporate cards · up to 10 free Spend users · $0 per user/month |
| Accelerate | Priced on request | Everything in Grow · purchase orders · AI three-way matching · custom Spend API integration · up to 3 legal entities included · dedicated account manager · Custom pricing; contact sales |
| Platform API & Embedded Finance | Priced on request | Platform API and embedded-finance use cases · Custom pricing; contact sales |
The facts
Each one read from Airwallex Platform APIs and Embedded Finance's own pages, with the date it was checked.
What it does
- Accounts
- The Accounts product can create accounts globally with local bank and branch codes and dedicated account numbers.checked 4 Oct 2026
- API operations
- The API documentation covers date-based versioning, sandbox testing, standard HTTP errors and credential-protection practices such as scoped keys and IP allowlists.checked 15 Oct 2026
- API products
- The API product set includes connected accounts, accounts, payments, transactional FX, payouts, and card issuing.checked 4 Oct 2026
- API style
- The Client API follows REST principles and exposes accounts, payment acceptance, spend management and other products through one API platform.checked 15 Oct 2026
- Authentication
- API access uses an access token obtained with an Airwallex client ID and API key.checked 15 Oct 2026
- Banking as a Service
- The connected-account model supports embedded fintech products such as wallets, neobanks and card programs.checked 15 Oct 2026
- Canadian regulatory status
- The Canada page says Airwallex (Canada) International Payments Limited is registered as a FINTRAC money services business and is pending registration as a Bank of Canada payment service provider.checked 4 Oct 2026
- Compliance support
- For embedded finance, Airwallex says its global licenses and registrations provide a unified layer and that it handles KYC, AML, and other compliance requirements.checked 4 Oct 2026
- Developer support
- The product page describes developer tools, libraries, documentation, APIs, and technical teams supporting complex requirements.checked 4 Oct 2026
- Documentation
- Official docs provide product guides, API reference, SDK material, webhooks, sandbox instructions, service status and help-center links.checked 15 Oct 2026
- Embedded accounts
- Connected accounts let platforms create customer subaccounts with wallets, local account numbers, currency conversion and global payouts.checked 15 Oct 2026
- Funding news
- Airwallex announced a $330 million Series G in December 2025 at an $8 billion valuation and designated San Francisco a second global headquarters.checked 15 Oct 2026
- Funds protection
- For Australian customers, Airwallex says wallet balances are protected by ADI-issued bank guarantees held in trust by an independent trustee.checked 15 Oct 2026
- Global treasury
- Airwallex supports collecting, holding and disbursing funds in multiple currencies through connected accounts.checked 15 Oct 2026
- Independent coverage
- ERP Research reports 20-plus currency receiving accounts, transfers to 200-plus countries, 160-plus payment methods and embedded account, payout and card APIs.checked 15 Oct 2026
- Integration options
- Businesses can use prebuilt components and low-code solutions or build a customized API integration.checked 4 Oct 2026
- Integrations
- Listed integrations include Shopify, WooCommerce, Magento, Amazon, NetSuite, Xero, Odoo, Sage, Workday and Microsoft Dynamics 365 Business Central.checked 15 Oct 2026
- Intended customers
- The product is presented for growing businesses and tech-forward platforms or marketplaces seeking to embed financial services.checked 4 Oct 2026
Where it runs
- Browser requirements
- Airwallex.js supports current Chrome, Safari, Firefox, Edge and Opera desktop browsers plus iOS WebKit and major Android browsers.checked 15 Oct 2026
The company
- Company history and headquarters
- Airwallex says it began in 2015 and adopted a dual-headquarters model spanning Singapore and San Francisco in 2025.checked 4 Oct 2026
- Company legal name
- Crunchbase identifies the legal entity as Airwallex Limited.checked 15 Oct 2026
- Company profile
- LinkedIn lists Airwallex as privately held, founded in 2015, with 1,001–5,000 employees and co-headquarters in San Francisco and Singapore.checked 15 Oct 2026
- Founded
- 2015checked 28 Sep 2026
- Headquarters
- San Francisco and Singaporechecked 28 Sep 2026
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