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Adyen vs Airwallex Platform APIs and Embedded Finance

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Adyen

7.5#1 in embedded lending platforms$0.13 one-time
AndroidiOSWebAPI
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What both publish

FactAdyenAirwallex Platform APIs and Embedded Finance
AuthenticationThe Authentication Engine selects among 3D Secure 2, scheme passkeys and Google Secure Payment Authentication using risk, device, issuer and regulatory signals.API access uses an access token obtained with an Airwallex client ID and API key.
Founded20062015
HeadquartersAmsterdam, NetherlandsSan Francisco and Singapore
IntegrationsAdyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility.Listed integrations include Shopify, WooCommerce, Magento, Amazon, NetSuite, Xero, Odoo, Sage, Workday and Microsoft Dynamics 365 Business Central.
Intended customersAdyen describes its platform as built for global businesses and enterprise payment volume.The product is presented for growing businesses and tech-forward platforms or marketplaces seeking to embed financial services.
Notable newsAdyen announced H1 2026 net revenue of €1,302.9 million, up 19% year over year, on August 13, 2026.Axios reported on May 28, 2026 that Airwallex raised funding at an approximately $12 billion valuation led by Addition.

Adyen plans

  • Interchange++$0.13, paid once
  • Pay per transaction$0.13, paid once

Airwallex Platform APIs and Embedded Finance plans

  • ExploreFree
  • AcceleratePriced on request
  • Platform API & Embedded FinancePriced on request

Pick Adyen if…

Adyen suits global businesses handling enterprise payment volume that need online payment acceptance across methods and currencies. Its recurring and marketplace payment support may suit businesses with those payment needs.

Pick Airwallex Platform APIs and Embedded Finance if…

The APIs are presented for growing businesses and tech-forward platforms or marketplaces seeking to embed financial services. They may suit teams looking for global payment, account, payout or card-issuing capabilities through APIs.

Charts they share