17.9
Coda is a collaborative workspace that brings documents, spreadsheets, and app-like tools together.
Free planAndroidiOSWeb
Best Merchant of Record Software in 2026
For digital sales, merchant of record software brings checkout and related transaction details into the software decision. Compare checkout options and digital delivery with subscription billing and tax handling to see which listed capabilities fit your sales model. Supported countries and payout currencies help frame where you can sell and receive funds, while free-plan availability and paid starting prices add…
27.7
Gumroad is an e-commerce platform for creators selling digital products and services such as books, memberships, and courses.
Open sourceAndroidiOSWeb
37.6
FastSpring is a merchant of record for companies selling digital products, including SaaS and software.
Free planAndroidiOSWeb
- 4
Lemon Squeezy
Lemon Squeezy is an all-in-one sales platform for SaaS companies, software makers, and digital creators offering downloads, subscriptions, and software licenses.
WebAPI7.6$550 one-time - 5
Polar
Polar is a billing service for AI products that brings together usage-based charges, subscriptions, credits, invoicing, and merchant-of-record services.
Free planAndroidiOSWebAPI7.4From $20 a month - 67.3From $19 a month
- 7
Tebex
Tebex is a monetization service for game servers and studios, with storefronts and payment processing for digital game goods.
Free planWebAPIExtension6.7From £12.49 a month - 8
Xsolla
Xsolla provides tools and services for video game businesses to sell, monetize, distribute, and grow games.
AndroidiOSWebAPI6.7$5 one-time - 9
Creem
Creem is a payments and monetization platform for selling software and digital products globally.
AndroidiOSWebAPI6.6 - 10
Whop
Whop is a marketplace and commerce platform for buying and selling products and services.
AndroidiOSWebAPI6.6 - 11
Dodo Payments
Dodo Payments is a Merchant of Record platform for payments, billing, and distribution, with Android, iOS, web, and API availability.
AndroidiOSWebAPI6.5$440 one-time - 12
Zotlo
Zotlo is a paid Merchant of Record and revenue orchestration platform for businesses selling digital products and services.
AndroidiOSWebAPI6.4 - 13
Stripe Managed Payments
Stripe Managed Payments is a merchant of record service for businesses selling digital products globally, including SaaS, software, digital content, and downloads.
AndroidiOSWebAPI6.3$3.50 one-time - 14
2Checkout Hosted Checkout
2Checkout Hosted Web Checkout is a direct online payment integration for businesses taking orders from shoppers worldwide.
WebAPI6.2$3.50 one-time - 15
PayPro Global
PayPro Global is a paid Merchant of Record service for SaaS, software, and digital businesses.
AndroidiOSWebAPI6.1 - 16
Fungies
Fungies is a Merchant of Record platform for selling SaaS, games, subscriptions, digital products, downloads, and game assets.
Free planWebAPI6.0Free plan - 17
Wayopay
Wayopay is a merchant-of-record platform for selling digital products such as videos, music, ebooks, and downloads.
iOSWeb6.0£1,530 one-time - 18
Breeze
Breeze is an end-to-end payments platform for businesses that want to handle payment operations without a dedicated chargebacks team.
iOSWebAPI5.9 - 19
Freemius
Freemius is a merchant-of-record platform for software sellers, handling payments, subscriptions, taxes, licensing, fraud, and disputes.
iOSWebAPIExtension5.8 - 205.8From $49 a month
- 21
NineLogix
WebAPI5.8$40.40 one-time - 22
Macropay
Macropay provides merchant-of-record billing and payment infrastructure for software, SaaS, and AI products.
iOSWebAPI5.6 - 23
Reach
Reach provides merchant-of-record infrastructure for cross-border commerce, handling payments, tax, and compliance inside an existing commerce stack.
WebAPI5.6 - 24
AppStar
AppStar is a U.S.-based reseller and merchant of record for subscription digital products sold online.
Web5.5 - 25
5.5