Fungies

Fungies is a Merchant of Record platform for SaaS, games, subscriptions, downloads, and other digital goods. It fits SaaS companies, game developers, and digital creators that need storefront, billing, delivery, and tax administration together. The main trade-off is its 5% + 50¢ charge on every sale and the requirement to use real transactions when checking payment flows.

Overview

Fungies combines a no-code store builder with multi-channel checkout, recurring billing, digital delivery, and tax compliance. The store builder includes more than 20 templates, custom domains, hosting, and a CDN, with setup described as taking about five minutes. That is a practical option for a seller that wants a hosted storefront rather than building one, while hosted, overlay, and embedded checkout can also be connected to an existing product.

Its Merchant of Record service covers tax registration, calculation, collection, remittance, and filing across all 27 EU states, the UK, US sales tax, and GST. Fungies says it supports more than 250 payment methods in over 150 countries, including cards, wallets, bank methods, buy-now-pay-later services, and crypto. That geographic and payment coverage is useful for international digital sales, although the per-sale fee becomes significant as volume grows.

Key features

Storefront and checkout

Checkout is PCI-compliant and adapts language, currency, and payment methods to the customer. Hosted, overlay, and embedded formats cover different implementation needs. The platform also supports digital delivery, so products, plans, and assets can be sold from the same system.

Subscriptions and operations

Recurring billing includes trials, usage-based plans, customer self-service portals, invoicing, and dunning with retry logic. These tools suit SaaS and membership-style products better than a basic payment link. Sellers can upload unlimited products, plans, and assets, with every feature included and no stated tier quotas.

Developer and security controls

Developers get a REST API, webhooks, JavaScript SDK, React components, Unity and Unreal SDKs, CLI, and MCP server. Documented integrations include Stripe, Google Tag Manager, Google Merchant Center, and Trustpilot. Fungies states that it encrypts personal data in transit and at rest, applies role-based least-privilege access, requires multi-factor authentication for administrators, separates production from non-production, and logs security events. Tokenized integrations let PCI DSS-compliant providers handle card data; Fungies says it does not receive or store full card numbers.

Pricing

Free forever — free. There is no monthly fee, setup cost, or per-seat charge. The charge is 5% + 50¢ per sale. Every feature is included, with unlimited products, plans, and assets, making this plan suitable for early-stage sellers and teams that want to avoid fixed costs. The percentage and fixed component can be expensive on frequent or low-value orders, so higher-volume businesses should model their margins carefully. The API quickstart states that there is no separate payment test mode; checkout purchases are real transactions.

Platforms

Fungies is available through its web interface and API. Its SDKs and components support integrations in JavaScript, React, Unity, and Unreal projects.

Who it's for

SaaS companies can use usage-based subscriptions, trials, invoicing, self-service account management, and dunning. Game developers gain Unity and Unreal tooling, digital asset delivery, and broad payment coverage. Digital creators benefit from the no-code storefront and hosted checkout. It is less suitable for teams that require a risk-free payment sandbox before connecting checkout.

Pros and cons

Pros

• Broad Merchant of Record coverage: tax registration, collection, remittance, and filing are handled across major regions including the EU, UK, US sales tax, and GST.
• Flexible selling surfaces: a template-based store and hosted, overlay, or embedded checkout support different launch paths.
• Strong developer reach: APIs, webhooks, SDKs, CLI, MCP, and game-engine components cover custom implementations.
• No plan caps: unlimited products, plans, and assets are included without monthly or seat fees.

Cons

• Per-sale cost: 5% + 50¢ applies to every sale, which can weigh on high volume or low-priced products.
• No payment test mode: checkout testing uses real transactions, increasing the care required during integration.
• Support is split: support is available by email, while developer documentation directs integration questions to Discord.

Alternatives

Choose Polar if you want a comparable freemium Merchant of Record with Android, iOS, web, API, and extension access; its Starter plan charges 5% + 50¢ per transaction, while Pro is $20 a month with a 3.80% rate.

Coda is worth considering when document-based limits and a free personal plan fit your workflow; its shared free docs are capped at 50 objects and 1,000 table rows.

Pick Tebex for game-focused selling with a free Starter plan charging 5% for most games and 15% for FiveM, or Plus at £12.49 a month.

Aquadratic offers a free platform plan billed at 7% per transaction, with processor fees potentially applying.

Lemon Squeezy provides free ecommerce with no monthly fee and a 5% + $0.50 transaction charge.

Consider Gumroad for its direct-sales and marketplace model, with stated fees of 10% + $0.50 and 30% respectively.

Whop is an option for high-volume businesses seeking tailored rates and a dedicated account manager.

Breeze is another Merchant of Record alternative with API, iOS, and web platforms.

Browse more options in Merchant of Record Software.

Verdict

Fungies is a strong fit for SaaS teams, game developers, and digital creators that want storefront, subscription operations, delivery, worldwide payment methods, and Merchant of Record tax handling in one platform without monthly or seat charges. Choose it for the breadth of billing and developer tools; look elsewhere if the 5% + 50¢ fee is too high for your margins or if a separate payment test environment is essential.