Breeze
Breeze is an end-to-end payments platform for businesses that want to handle payment operations without a dedicated chargebacks team.
What Breeze is
Breeze is an end-to-end payments platform for businesses that want to handle payment operations without a dedicated chargebacks team. As Merchant of Record, it says it can manage risk, chargebacks, sales tax, customer support, fraud liability, and user KYC and AML compliance. A single integration supports cards, Apple Pay, Google Pay, crypto, and other listed rails such as ACH, RTP, FedNow, and SEPA. The crypto options include USDC, USDT, EURC, ETH, SOL, and BTC across networks including Ethereum, Solana, Bitcoin, Tron, Polygon, and Base. Merchants can use hosted checkout pages through redirect or iframe, or embed payment components with the React SDK. The API supports subscriptions, trials, discounts, flexible schedules, and introductory or stepped pricing. Signed webhooks report payment, payout, and subscription events, with automatic retries and logged deliveries. Users can receive payouts by bank transfer or crypto withdrawal. Breeze is available through API, iOS, and web. Pricing is on request.
Good
- Supports card, wallet, crypto, and other payment rails.
- Hosted checkout and React SDK integration options.
- Recurring subscriptions include trials and flexible schedules.
- Supports bank-transfer and crypto payouts.
- API includes signed webhooks and queryable payment state.
Watch out
- Pricing is available on request.
- Payment integrations require API or SDK work.
Who it suits
Breeze suits businesses in areas such as gaming, marketplaces, mobile apps, and financial services that need payment processing, recurring billing, or payouts. It may also fit teams seeking Merchant of Record services and API-based checkout options.
Verdict
Breeze brings payment processing, subscription billing, and payout tools together with Merchant of Record services. Businesses should weigh its API-based integration options against pricing that requires a request.
The facts
Each one read from Breeze's own pages, with the date it was checked.
What it does
- API and webhooks
- Breeze provides an API and signed webhooks for payment, payout, and subscription events.checked 7 Oct 2026
- API behavior
- The API supports idempotent payment creation, signed webhooks with automatic retries, queryable state, and logged webhook deliveries.checked 8 Oct 2026
- Crypto
- The docs list USDC, USDT, and EURC stablecoins, plus ETH, SOL, and BTC across Ethereum, Solana, Bitcoin, Tron, Polygon, Base, and other major networks.checked 7 Oct 2026
- Integration options
- A React Payments SDK supports embedded components, and headless payout and KYC flows are available for custom builds.checked 8 Oct 2026
- Merchant of Record
- Breeze says it holds local entities and compliance posture across markets and takes risk on transactions, including disputes.checked 8 Oct 2026
- Payment flows
- Merchants can create hosted payment pages through the API, with signed webhooks reporting outcomes.checked 8 Oct 2026
- Payment integration
- Merchants can use hosted payment pages by redirect or iframe, or embed the payment page with Breeze’s React SDK.checked 7 Oct 2026
- Payment methods
- Breeze supports card payments, Apple Pay, Google Pay, and crypto payments through a single integration.checked 7 Oct 2026
- Payments
- Its rails include cards, alternative payment methods, stablecoins, ACH, RTP, FedNow, SEPA, Apple Pay, and Google Pay.checked 8 Oct 2026
- Payouts
- Breeze supports user payouts and withdrawals by bank transfer or crypto withdrawal.checked 7 Oct 2026
- Pricing availability
- The opened product and developer pages direct prospective customers to get started or talk to Breeze and do not state a price.checked 8 Oct 2026
- Product
- Breeze describes itself as an agentic payments platform that combines payments infrastructure with specialized agents for payments operations.checked 8 Oct 2026
- Risk and compliance
- Breeze says its Merchant of Record service can handle fraud and chargeback liability, automate US sales tax calculation and remittance, and manage user KYC and AML compliance.checked 7 Oct 2026
- Security and compliance
- The site identifies ISO 27001 and SOC 2 Type 2 and describes the platform as SOC 2 and PCI compliant.checked 8 Oct 2026
- Security certifications
- The maker’s site lists ISO 27001 and SOC 2 Type 2 and describes the platform as SOC 2 and PCI compliant.checked 7 Oct 2026
- Subscriptions
- The API supports recurring subscriptions, free trials, discounts, flexible schedules, and introductory or stepped pricing.checked 7 Oct 2026
- Support
- Breeze says customers receive a dedicated Slack channel and 24/7 support, with AI handling initial responses and human teams in New York, Singapore, and Bulgaria.checked 8 Oct 2026
- Target markets
- The site lists gaming, marketplaces, mobile apps, and financial institutions among its target verticals.checked 8 Oct 2026
- Testing
- Breeze documents test cards for decline paths, 3DS challenge flows, crypto testnet transactions, and payout status testing.checked 8 Oct 2026
- Who it serves
- The site lists gaming, marketplaces, mobile apps, financial institutions, and global expansion among its target verticals.checked 7 Oct 2026
The company
- Company
- The site identifies Breeze Labs, Inc. and also names Breeze Labs Payments Inc. in its footer.checked 8 Oct 2026
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