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Best YNAB Alternatives in 2026

12 apps from personal finance software ranked against YNAB on the same published basis.

  1. 1
    PocketSmith Free plan AndroidapiiOSLinuxMac $0.83/mo9.7
    YNAB vs PocketSmith
  2. 2
    SoFi Free plan AndroidiOSMacWebWin 9.6
    YNAB vs SoFi
  3. 3
    MoneyPatrol Free plan LinuxMacWin $1.67/mo9.1
    YNAB vs MoneyPatrol
  4. 4
    EveryDollar Free plan WebiOSAndroid $17.99/mo9.0
    YNAB vs EveryDollar
  5. 5
    Rocket Money Free plan WebiOSAndroid Free8.9
    YNAB vs Rocket Money
  6. 6
    Zaim Free plan WebiOSAndroid Free8.9
    YNAB vs Zaim
  7. 7
    ClearCheckbook Free plan WebiOSAndroid $2.49/mo8.9
    YNAB vs ClearCheckbook
  8. 8
    Money Manager Ex Free plan WinMacLinuxiOSAndroid Free8.9
    YNAB vs Money Manager Ex
  9. 9
    Actual Budget Free plan WebWinMacLinux Free8.8
    YNAB vs Actual Budget
  10. 10
    Emma Free plan WebiOSAndroid £4.99/mo8.7
    YNAB vs Emma
  11. 11
    TimelyBills Free plan iOSAndroid $2.08/mo8.7
    YNAB vs TimelyBills
  12. 12
    Talvo Free plan WebiOSAndroid €6/mo8.6
    YNAB vs Talvo
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