EVERYTHING XIAOMI
Get listed
Budgero logo

Budgero

Budgero is a budgeting app for planning spending, managing accounts across currencies and budgeting together in a browser.

Place
#8 of 181
Score
8.1
Budgero's website

What Budgero is

Budgero is a budgeting app for planning spending, managing accounts across currencies and budgeting together in a browser. Its zero-based budgeting assigns available money to categories and shows what remains to spend. Accounts can use different currencies while the budget uses a chosen budget currency, and reports include Money Map, spending, wealth and scenario views. Cloud workspaces support up to five people, each with their own sign-in and master password. Account syncing can be manual; optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. Budgero says budget data is encrypted on the device before syncing, so the service cannot read its contents. Users can import YNAB data through a connection or import transactions by CSV, and export a full SQLite backup or CSV bundle. The app is open source under AGPL-3.0 and can be self-hosted for free, with hosting, updates and backups managed by the user. Budgero Cloud costs $4 a month, tax included, and includes hosting and automatic updates. A 35-day trial is listed.

Good

  • Zero-based budgets show what remains to spend
  • Supports accounts in different currencies
  • Cloud workspace supports up to five people
  • Exports SQLite backups and CSV bundles
  • Free self-hosted option

Watch out

  • Optional bank sync is in beta
  • Self-hosters manage hosting, updates and backups
  • Cloud plan costs $4 a month

Who it suits

Budgero suits individuals or groups who want category-based budgeting and accounts in multiple currencies. Cloud workspaces may suit groups of up to five, while self-hosting is an option for those willing to manage hosting, updates and backups.

Verdict

Budgero combines budgeting, reporting, multi-currency accounts and shared workspaces, with either a paid cloud plan or free self-hosting. Bank sync is optional and in beta, while self-hosting shifts upkeep to the user.

Plans and prices

From Budgero's own pricing page, checked 11 Oct 2026.

All about pricing
PlanPriceWhat it gives you
Budgero Cloud$4 a monthUp to five people per workspace · shared budgeting · encrypted sync · hosting and automatic updates · $4/month, tax included
Self-hostedFreeSame core app and features · you manage hosting, updates, backups, security, and uptime · Free forever
Budgero Cloud$35 a yearUp to five people per workspace · shared budgeting · encrypted sync · hosting and automatic updates · $35/year, tax included

The facts

Each one read from Budgero's own pages, with the date it was checked.

What it does

Account sync
manualchecked 22 Sep 2026
Bank sync
Optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe.checked 11 Oct 2026
Bill tracking
Yeschecked 22 Sep 2026
Budgeting
The app uses zero-based budgeting, assigning available money to categories and showing what remains to spend.checked 11 Oct 2026
Budgeting tools
Yeschecked 22 Sep 2026
Collaboration
A Cloud workspace supports up to five people, each with their own sign-in and master password.checked 11 Oct 2026
Data export
Users can download a full SQLite backup or a CSV bundle from Data Management.checked 11 Oct 2026
Encryption
Budgero says budget data is encrypted on the device before syncing, so the service cannot read its contents.checked 11 Oct 2026
Imports
Users can import YNAB data through a connection or export and import transactions by CSV.checked 11 Oct 2026
Integrations and API
The documentation describes a Push API for sending encrypted transactions and guides for SimpleFIN, Enable Banking, and a Python SDK.checked 11 Oct 2026
Multi-currency
Accounts can use different currencies while the budget uses a chosen budget currency.checked 11 Oct 2026
Net-worth tracking
Yeschecked 22 Sep 2026
Paid from
4checked 22 Sep 2026
Purpose
Budgero is a private budgeting app for planning spending, managing accounts across currencies, and budgeting together in a browser.checked 11 Oct 2026
Report export
Yeschecked 22 Sep 2026
Reports
Budgero includes Money Map, spending, wealth, and scenario reports.checked 11 Oct 2026
Self-hosting
Budgero is open source under AGPL-3.0 and can be self-hosted for free; self-hosters handle updates and backups.checked 11 Oct 2026
Support
The maker lists documentation, email support at [email protected], a feedback site, Discord, and Reddit.checked 11 Oct 2026

Money

Free plan
Nochecked 22 Sep 2026

Where it runs

Platforms
Budgero runs in a browser on phones, tablets, and computers; the self-hosting page provides macOS/Linux installation instructions.checked 11 Oct 2026

Alternatives to Budgero

All alternatives
  1. 1

    SoFi

    Free planAndroidiOSWebmacOS
    9.0Free plan
  2. 2PocketSmith logo

    PocketSmith

    Free planAndroidiOSWebAPI
    9.0From $119.88 a year
  3. 3GnuCash logo

    GnuCash

    Free planOpen sourceAndroidiOSAPILinux
    8.9Free plan
  4. 4YNAB logo

    YNAB

    AndroidiOSWebAPI
    8.5From $109 a year
  5. 5

    Talvo

    Free planAndroidiOSWeb
    8.2From €5 a month
  6. 6

    Wallet by BudgetBakers

    Free planAndroidiOSWeb
    8.1Free plan