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Budgero vs YNAB

Budgero logo

Budgero

8.1#8 in personal finance softwareFrom $35 a year
Free planAndroidiOSWebAPI
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactBudgeroYNAB
Account syncmanualboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planNoNo
Net-worth trackingYesYes
Paid from49.08
Report exportYesYes
ReportsBudgero includes Money Map, spending, wealth, and scenario reports.Spending and net-worth reports provide graphs and charts about spending and wealth.

Budgero plans

  • Budgero Cloud$4 a month
  • Self-hostedFree
  • Budgero Cloud$35 a year

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick Budgero if…

Budgero suits individuals or groups who want category-based budgeting and accounts in multiple currencies. Cloud workspaces may suit groups of up to five, while self-hosting is an option for those willing to manage hosting, updates and backups.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share