Atome is a digital consumer financing platform that lets shoppers split purchases at participating online and offline retailers.
Alternatives to Snapmint
Riverty provides payment, accounting, and debt collection products across online shopping, mobility, and bill payments.
Scalapay lets customers pay for purchases from participating online and physical stores in instalments while the merchant receives the full amount immediately.
- 4

Klarna
Klarna is a payment service founded in 2005, with web, iOS and Android availability.
AndroidiOSWebAPI7.2From $4.99 a month - 5

Tabby
Tabby is a money app for spending, sending, saving, and managing flexible payments.
Free planAndroidiOSWebAPI7.2Free plan - 6

Tamara
Tamara is a payment solution that lets shoppers split purchases at participating stores.
Free planAndroidiOSWeb7.2From 19 AED a month - 7
ViaBill
ViaBill lets shoppers split purchases into installments at selected online stores, while merchants can offer it through checkout integrations or a direct API connection.
Free planAndroidiOSWebAPI7.2Free plan - 8
Zilch
Zilch is a consumer payment app and card offering payment options, Rewards, and credit.
Free planAndroidiOSWeb7.2From £2.99 a month - 9

Billie
Billie provides business-to-business payment options for merchants selling through e-commerce, marketplaces and digital platforms.
Free planAndroidiOSWeb6.7Free plan - 10

Afterpay
Afterpay lets eligible shoppers buy from partner brands and pay in installments, either online or in-store.
Free planAndroidiOSWebAPI6.6Free plan - 11

PayJustNow
PayJustNow lets shoppers split purchases into instalments at participating South African online and in-store retailers.
Free planAndroidiOSWeb6.6Free plan - 12

Sezzle
Sezzle is a buy now, pay later payments platform for consumers and merchants, with an app for online and in-store shopping and services for merchant checkout.
AndroidiOSWebAPI6.6From $13.99 a month - 13

FLOA
FLOA provides consumer financing and payment services, including installment payments, loans, bank cards, and insurance.
AndroidiOSWeb6.5From €1.25 a month - 14

Zip
Zip provides buy now, pay later checkout for online shoppers and e-commerce businesses.
AndroidiOSWebAPI6.5$5.93 one-time - 15
Sunbit
Sunbit provides pay-over-time financing for expenses including auto repair, dental and eye care, veterinary care, healthcare, and other services.
AndroidiOSWeb6.4 - 16

Aplazo
Aplazo lets customers pay for purchases in installments at participating online and physical stores in Mexico, without a credit card.
AndroidiOSWebAPI6.3 - 17
Katapult
Katapult offers lease-to-own payments for customers buying eligible items over time.
AndroidiOSWebAPI6.3 - 18

Oney
Oney provides payment, credit, insurance, and fraud-prevention solutions for retailers and their customers.
AndroidiOSWebAPI6.2 - 19

Payflex
Payflex is a South African payment service that lets shoppers split purchases into instalments while merchants receive payment upfront.
AndroidiOSWebAPI6.2 - 20

Addi
Addi provides consumer credit for installment purchases and tools for merchants that want to offer installment payments at checkout.
AndroidiOSWeb6.0 - 21

Affirm
Affirm is a buy now, pay later service that lets customers finance purchases at merchant checkout.
AndroidiOSWebAPI6.0 - 22

Kueski Pay
Kueski Pay lets eligible customers in Mexico make purchases and repay them in fortnightly installments, without a credit card or down payment.
AndroidiOSWebAPI6.0 - 23

Splitit
Splitit lets shoppers divide purchases into installments using available credit on an existing credit card.
WebAPI5.6 - 24

Mondu
Mondu is a paid B2B payment service for merchants, marketplaces, and platforms, available through web and API connections.
WebAPI5.3 - 25
Alma
Web4.9
