Snapmint
Snapmint Business gives D2C, ecommerce, and retail brands installment payment options for checkout in India.
What Snapmint is
Snapmint Business gives D2C, ecommerce, and retail brands installment payment options for checkout in India. Merchants can offer Pay in 3, Pay Later, and EMI on UPI, including No Cost EMI and Low Cost EMI for 3, 6, or 9 months. Shoppers apply with a mobile number and OTP rather than a credit card, then pay through UPI. Snapmint says the EMI option can appear on product pages, cart pages, and checkout, while merchants receive settlement within two days regardless of tenure. It describes instant credit approvals and a zero-default-risk merchant offer. The service supports omnichannel checkout, lists Shopify, Razorpay Checkout, and Cashfree One Click Checkout, and says it has more than 50 integrations. Merchant pricing is on request. Snapmint’s team contacts leads within 24 hours, schedules a demo, and proceeds after agreement. The company was founded in 2017 and is based in Mumbai.
Good
- Supports Pay in 3, Pay Later, and EMI on UPI
- Offers 3-, 6-, and 9-month terms
- No credit card needed for shoppers
- Settlement stated within two days
- Supports multiple checkout integrations
Watch out
- Merchant pricing is available on request
- Consumer region is India
- Integration follows demo and agreement
- Credit and repayment depend on shopper approval
Who it suits
It suits Indian D2C, ecommerce, and retail brands seeking installment checkout options. Merchants should be prepared for demo-based onboarding and requested pricing.
Verdict
Snapmint Business focuses on cardless installment checkout with upfront merchant settlement and broad integration options. Its India-only customer context and request-based pricing are central considerations.
Plans and prices
From Snapmint's own pricing page, checked 10 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Snapmint Business EMI / Pay in 3 | Priced on request | Merchant pricing is not listed; demo and agreement required · Shopper tenures include 3, 6, or 9 months |
The facts
Each one read from Snapmint's own pages, with the date it was checked.
What it does
- Cardless checkout
- Shoppers can be verified digitally using a mobile number and OTP, then pay through UPI without a credit card.checked 10 Oct 2026
- Checkout placement
- The Buy on EMI option can appear on product and cart pages, with an EMI breakdown at checkout.checked 10 Oct 2026
- EMI eligibility range
- Snapmint’s comparison page lists an EMI price range of ₹80–₹200,000.checked 9 Oct 2026
- Installments
- The site lists no-cost and low-cost EMI options for 3, 6, or 9 months.checked 10 Oct 2026
- Integrations
- Snapmint states it supports 50+ platforms, naming Shopify, Magento, WooCommerce, and custom APIs.checked 10 Oct 2026
- Intended customers
- Snapmint describes its business offering for D2C, e-commerce, and retail brands.checked 9 Oct 2026
- Merchant onboarding
- Snapmint says its team contacts each lead within 24 hours, schedules a demo, and proceeds to integration after agreement.checked 10 Oct 2026
- Merchant risk
- The site says customers repay in installments while merchants receive settlement upfront.checked 9 Oct 2026
- Merchant settlement
- Snapmint says it settles the full payment to the merchant within two days, regardless of the shopper's selected tenure.checked 10 Oct 2026
- Onboarding
- Snapmint says its team contacts each lead within 24 hours and proceeds to integration after a demo and agreement.checked 9 Oct 2026
- Payment terms
- The site describes No Cost EMI and Low Cost EMI options in 3, 6, or 9 months.checked 9 Oct 2026
- Product
- Snapmint Business offers merchants Pay in 3, Pay Later, and EMI on UPI payment options for ecommerce and retail checkout.checked 10 Oct 2026
- Purpose
- Snapmint offers businesses EMI on UPI and pay-later payment options at checkout.checked 9 Oct 2026
- Security and trust
- The business site displays PCI DSS and RBI logos in its footer.checked 9 Oct 2026
- Support
- Merchant enquiries are listed at [email protected], with hours Monday to Saturday, 10 AM–7 PM.checked 10 Oct 2026
- Target customers
- The product is presented for D2C, ecommerce, and retail brands seeking to offer installment payments to shoppers.checked 10 Oct 2026
- Trust indicators
- The business site displays PCI DSS and RBI logos in its footer but does not explain the scope of either in the opened page.checked 10 Oct 2026
The company
- Company
- Snapmint identifies the operating entity as Snapmint Credit Advisory Private Limited and lists its office in Mumbai, India.checked 10 Oct 2026
- Founded
- Snapmint says it was founded in 2017 by Nalin Agrawal, Anil Gelra, and Abhineet Sawa.checked 10 Oct 2026
- Headquarters
- Mumbai, Maharashtra, Indiachecked 28 Sep 2026
Where it runs
- Risk and approval
- The site says shoppers receive instant credit approvals and describes the merchant offer as carrying zero default risk.checked 10 Oct 2026
