Kueski Pay
Kueski Pay lets eligible customers in Mexico make purchases and repay them in fortnightly installments, without a credit card or down payment.
What Kueski Pay is
Kueski Pay lets eligible customers in Mexico make purchases and repay them in fortnightly installments, without a credit card or down payment. Customers apply online and receive an immediate decision, subject to eligibility. Listed purchase amounts range from $60 to $26,000 MXN, subject to approval and restrictions. Payment plans run for 2, 4, 6, 8, 10, or 12 fortnights, with interest; seasonal offers may include 2 or 4 fortnights without interest. The Kueski app lets customers check balances and payment dates, make payments, locate merchants, receive offers, and earn cashback. Repayment options include automatic payment, the BBVA app, bank transfer, debit card, BBVA Practicaja, OXXO, and affiliated stores. Merchants can connect through Shopify, VTEX, WooCommerce, PrestaShop, Magento, Tienda Nube, or an SDK. Kueski says merchants receive the full sale amount in one payment and assumes their fraud and chargeback risk. The service operates only in Mexico and is available on Android, iOS, web, and API.
Good
- No credit card or down payment required.
- Immediate online decision, subject to eligibility.
- Multiple installment terms and payment methods.
- Customer app includes balance and payment-date views.
- Merchants can use listed integrations or an SDK.
Watch out
- Interest applies to listed payment plans.
- Available only in Mexico.
- Purchase eligibility and amounts are subject to approval and restrictions.
- Merchant transaction rate requires an inquiry.
Who it suits
Kueski Pay suits eligible adults who are Mexican nationals living in Mexico and want to pay for purchases over time. It also serves merchants seeking installment checkout and listed store integrations.
Verdict
Kueski Pay combines installment purchasing with a customer app and merchant integrations. Check eligibility and the applicable terms before choosing a payment plan.
Plans and prices
From Kueski Pay's own pricing page, checked 3 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Kueski Pay (customer purchases) | Priced on request | Purchase amounts $60–$26,000 MXN, subject to approval and restrictions · 2, 4, 6, 8, 10, or 12 fortnightly payments; interest applies except some seasonal promotions |
| Kueski Pay for merchants | Priced on request | Commission rate provided after merchant inquiry · No setup cost or commitment stated · Percentage plus IVA per successful transaction; no fixed costs |
The facts
Each one read from Kueski Pay's own pages, with the date it was checked.
Where it runs
- Approval
- Customers complete a short online application and receive an immediate approval decision, subject to eligibility.checked 3 Oct 2026
- Customer app
- The Kueski app lets customers view balances and payment dates, make payments, find merchants, receive offers, and earn cashback.checked 3 Oct 2026
What it does
- Customer payment terms
- The site lists payment plans of 2, 4, 6, 8, 10, or 12 fortnights with interest, and says seasonal offers may include 2 or 4 fortnights without interest.checked 3 Oct 2026
- Fraud and chargebacks
- Kueski says it assumes 100% of the fraud and chargeback risk for merchants.checked 3 Oct 2026
- Geography and eligibility
- Kueski says it operates only in Mexico and requires customers to be adults, Mexican nationals residing in Mexico, with a valid voter ID or Mexican passport.checked 3 Oct 2026
- Integrations
- The merchant page lists Shopify, VTEX, WooCommerce, PrestaShop, and Magento integrations, plus an SDK option for other systems.checked 3 Oct 2026
- Limits
- Eligible purchases are stated as $60 to $26,000 MXN, subject to approval and restrictions.checked 3 Oct 2026
- Merchant fees
- Kueski says it has no fixed costs and charges a percentage plus IVA per transaction; merchants must inquire for details.checked 3 Oct 2026
- Merchant settlement
- Kueski says merchants receive the full sale amount in one payment while the customer repays Kueski later.checked 3 Oct 2026
- Merchant support
- Merchant support is listed by email and WhatsApp from 8 a.m. to 9:30 p.m. Monday through Sunday.checked 3 Oct 2026
- Payment methods
- Customers can pay through automatic payment, BBVA app, bank transfer, debit card, BBVA Practicaja, OXXO, and affiliated stores.checked 3 Oct 2026
- Security and oversight
- Kueski describes customer information as protected and says its financial entity is supervised by Mexico’s CNBV for the purposes stated on the site.checked 3 Oct 2026
- Support
- Customer support is offered by WhatsApp 24 hours a day, seven days a week, and by phone from 8 a.m. to 8 p.m. daily.checked 3 Oct 2026
- What it does
- Kueski Pay lets customers buy now and pay in fortnightly installments without a credit card or down payment.checked 3 Oct 2026
The company
- Founded
- 2012checked 28 Sep 2026
- Headquarters
- Guadalajara, Jalisco, Mexicochecked 28 Sep 2026
