Sezzle
Sezzle is a buy now, pay later payments platform for consumers and merchants, with an app for online and in-store shopping and services for merchant checkout.
What Sezzle is
Sezzle is a buy now, pay later payments platform for consumers and merchants, with an app for online and in-store shopping and services for merchant checkout. Pay in 4 divides a purchase into four payments over six weeks, while Pay in 5 divides it into five over eight weeks. Approved shoppers can use Pay Monthly to split larger purchases over three to 48 months. Shoppers can opt in to Sezzle Up to have payment activity reported toward building credit history, though score changes are not guaranteed. The service describes rewards tied to arcade games, gas, and dining, with points redeemable for gift cards. Merchants can integrate through platforms including Shopify, WooCommerce, BigCommerce, Magento, Salesforce Commerce Cloud, and Wix, or apply to use the public API. Merchant processing rates depend on the store and are provided after signup. Merchants with less than $300 USD in order volume over a 30-day period may face a $15 monthly minimum account management fee. Consumer regions listed are the United States and Canada. Sezzle offers Android, iOS, and web access, plus an API.
Good
- Pay in 4 spans six weeks
- Pay in 5 spans eight weeks
- Approved shoppers can use Pay Monthly
- Merchant integrations include Shopify and Wix
- Shopper and merchant support options are available
Watch out
- Merchant processing rates are provided after signup
- Low monthly order volume may trigger a $15 fee
- Not currently compatible with Facebook, GoDaddy, or Weebly
- Sezzle Anywhere is for U.S. shoppers only
Who it suits
Sezzle may suit shoppers in the United States or Canada seeking installment payment options, and merchants seeking checkout services. Merchants should note that processing rates are provided after signup and a monthly minimum fee may apply at low order volume.
Verdict
Sezzle offers several installment options for shoppers alongside merchant checkout integrations and an API. Its merchant costs depend on the store, and shoppers should note that score changes from Sezzle Up are not guaranteed.
Plans and prices
From Sezzle's own pricing page, checked 29 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Sezzle Premium | $13.99 a month | Subscription; includes access to Premium in-app brands and priority support · Monthly; auto-renews unless cancelled |
| Sezzle Anywhere | $19.99 a month | Subscription; virtual card for Pay in 4 or Pay in 5 at participating merchants; U.S. shoppers only · Monthly; auto-renews unless cancelled |
| Sezzle merchant platform | Priced on request | Order processing fee is a percentage plus a per-order fee; rate is provided after application approval · $15 monthly minimum fee if monthly order volume is below $300 USD · refund fee may apply to card-funded refunds |
The facts
Each one read from Sezzle's own pages, with the date it was checked.
What it does
- API
- Sezzle offers a public API for merchants using platforms that do not have a listed integration, subject to application approval.checked 29 Sep 2026
- Credit history
- Shoppers can opt in to Sezzle Up to have payment activity reported to build credit history; score changes are not guaranteed.checked 29 Sep 2026
- Integrations
- Merchant integrations include Shopify, WooCommerce, BigCommerce, Magento, Salesforce Commerce Cloud, Wix, and other listed platforms.checked 29 Sep 2026
- Limitations
- Sezzle’s merchant support page says it is not currently compatible with Facebook, GoDaddy, or Weebly.checked 29 Sep 2026
- Merchant minimum
- Merchants processing less than $300 USD in order volume in a 30-day period may be charged a $15 monthly minimum account management fee.checked 29 Sep 2026
- Merchant pricing
- Sezzle says it has no sign-up or setup costs, while the merchant processing rate depends on the store and is provided after signup.checked 29 Sep 2026
- Pay in 4
- Pay in 4 splits a purchase into four payments over six weeks.checked 29 Sep 2026
- Pay in 5
- Pay in 5 splits a purchase into five payments over eight weeks.checked 29 Sep 2026
- Pay monthly
- Pay Monthly lets approved shoppers split larger purchases over three to 48 months.checked 29 Sep 2026
- Product
- Sezzle is a buy now, pay later payments platform offering installment payment options to consumers and checkout services to merchants.checked 29 Sep 2026
- Rewards
- Sezzle describes rewards for arcade games, gas, and dining, with points redeemable for gift cards.checked 29 Sep 2026
- Security
- Sezzle states it is a PCI DSS Level 1 certified service provider, with an independently assessed security program.checked 29 Sep 2026
- Shopping
- The Sezzle app offers online and in-store shopping, and its homepage says shoppers can pay later anywhere Visa is accepted.checked 29 Sep 2026
- Support
- Sezzle provides shopper and merchant support through FAQ pages and a contact support option.checked 29 Sep 2026
The company
- Company
- Sezzle is headquartered in Minneapolis, Minnesota, and was founded in 2016.checked 29 Sep 2026
- Founded
- 2016checked 28 Sep 2026
- Headquarters
- Minneapolis, Minnesota, USAchecked 28 Sep 2026
