Sezzle

Name: Sezzle
Price: 13.99 USD

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Score6.6

Rank#6 of 26

From$13.99/mo

Free planNo

Runs onAndroid, API, iOS, Web

Summary

Sezzle is a buy now, pay later payments platform for consumers and merchants, with an app for online and in-store shopping and services for merchant checkout. Pay in 4 divides a purchase into four payments over six weeks, while Pay in 5 divides it into five over eight weeks. Approved shoppers can use Pay Monthly to split larger purchases over three to 48 months. Shoppers can opt in to Sezzle Up to have payment activity reported toward building credit history, though score changes are not guaranteed. The service describes rewards tied to arcade games, gas, and dining, with points redeemable for gift cards. Merchants can integrate through platforms including Shopify, WooCommerce, BigCommerce, Magento, Salesforce Commerce Cloud, and Wix, or apply to use the public API. Merchant processing rates depend on the store and are provided after signup. Merchants with less than $300 USD in order volume over a 30-day period may face a $15 monthly minimum account management fee. Consumer regions listed are the United States and Canada. Sezzle offers Android, iOS, and web access, plus an API.

Who it is for

Sezzle may suit shoppers in the United States or Canada seeking installment payment options, and merchants seeking checkout services. Merchants should note that processing rates are provided after signup and a monthly minimum fee may apply at low order volume.

What is good

Pay in 4 spans six weeks
Pay in 5 spans eight weeks
Approved shoppers can use Pay Monthly
Merchant integrations include Shopify and Wix
Shopper and merchant support options are available

What to know first

Merchant processing rates are provided after signup
Low monthly order volume may trigger a $15 fee
Not currently compatible with Facebook, GoDaddy, or Weebly
Sezzle Anywhere is for U.S. shoppers only

Verdict

Sezzle offers several installment options for shoppers alongside merchant checkout integrations and an API. Its merchant costs depend on the store, and shoppers should note that score changes from Sezzle Up are not guaranteed.

Sezzle plans and pricing

All plans

Sezzle Premium $13.99/mo Monthly; auto-renews unless cancelled Subscription; includes access to Premium in-app brands and priority support legal.sezzle.com · 29 Sept 2026

Sezzle Anywhere $19.99/mo Monthly; auto-renews unless cancelled Subscription; virtual card for Pay in 4 or Pay in 5 at participating merchants; U.S. shoppers only legal.sezzle.com · 29 Sept 2026

Sezzle merchant platform Not published Order processing fee is a percentage plus a per-order fee; rate is provided after application approval · $15 monthly minimum fee if monthly order volume is below $300 USD · refund fee may apply to card-funded refunds merchant-help.sezzle.com · 29 Sept 2026

Compared on buy now, pay later platforms

Free plan: Yessezzle.com
Checkout channels: omnichannelsezzle.com
Repayment terms: Pay in 4: 25% down payment plus three payments every two weeks over six weeks; other options may run from 3 to 48 monthssezzle.com
Merchant platforms: Shopify, Shopify Plus, WooCommerce, Commercold, BigCommerce, Magento, Salesforce, Wixsezzle.com
Merchant settlement: scheduledsezzle.com
Consumer regions: United States and Canadasezzle.com
Merchant dashboard: Yessezzle.com

Facts

Product: Sezzle is a buy now, pay later payments platform offering installment payment options to consumers and checkout services to merchants.trustcenter.sezzle.com · 29 Sept 2026
Pay in 4: Pay in 4 splits a purchase into four payments over six weeks.sezzle.com · 29 Sept 2026
Pay in 5: Pay in 5 splits a purchase into five payments over eight weeks.sezzle.com · 29 Sept 2026
Pay monthly: Pay Monthly lets approved shoppers split larger purchases over three to 48 months.sezzle.com · 29 Sept 2026
Shopping: The Sezzle app offers online and in-store shopping, and its homepage says shoppers can pay later anywhere Visa is accepted.sezzle.com · 29 Sept 2026
Rewards: Sezzle describes rewards for arcade games, gas, and dining, with points redeemable for gift cards.sezzle.com · 29 Sept 2026
Credit history: Shoppers can opt in to Sezzle Up to have payment activity reported to build credit history; score changes are not guaranteed.sezzle.com · 29 Sept 2026
Integrations: Merchant integrations include Shopify, WooCommerce, BigCommerce, Magento, Salesforce Commerce Cloud, Wix, and other listed platforms.merchant-help.sezzle.com · 29 Sept 2026
API: Sezzle offers a public API for merchants using platforms that do not have a listed integration, subject to application approval.merchant-help.sezzle.com · 29 Sept 2026
Merchant pricing: Sezzle says it has no sign-up or setup costs, while the merchant processing rate depends on the store and is provided after signup.merchant-help.sezzle.com · 29 Sept 2026
Merchant minimum: Merchants processing less than $300 USD in order volume in a 30-day period may be charged a $15 monthly minimum account management fee.merchant-help.sezzle.com · 29 Sept 2026
Security: Sezzle states it is a PCI DSS Level 1 certified service provider, with an independently assessed security program.my.sezzle.com · 29 Sept 2026
Limitations: Sezzle’s merchant support page says it is not currently compatible with Facebook, GoDaddy, or Weebly.merchant-help.sezzle.com · 29 Sept 2026
Support: Sezzle provides shopper and merchant support through FAQ pages and a contact support option.sezzle.com · 29 Sept 2026
Company: Sezzle is headquartered in Minneapolis, Minnesota, and was founded in 2016.sezzle.com · 29 Sept 2026