Best Pennies Alternatives in 2026
Updated
20 apps from personal finance software ranked against Pennies on the same published basis.
- 1Pennies vs PocketSmith
- 2Pennies vs SoFi
- 3Pennies vs Wallet by BudgetBakers
- 4Pennies vs Sure
- 5Pennies vs MoneyPatrol
- 6Pennies vs Money Manager Ex
- 7Pennies vs GnuCash
- 8Pennies vs EveryDollar
- 9Pennies vs Actual Budget
- 10Pennies vs Rocket Money
- 11Pennies vs Zaim
- 12Pennies vs ClearCheckbook
- 13Pennies vs Talvo
- 14Pennies vs Budgero
- 15Pennies vs Emma
- 16Pennies vs TimelyBills
- 17Pennies vs Fireball
- 18Pennies vs Frollo App
- 19Pennies vs YNAB
- 20Pennies vs WeMoney
Pennies alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | PocketSmith | 9.7 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 2 | SoFi | 9.6 | Free plan | Android, iOS, Mac, Web, Windows | |
| 3 | Wallet by BudgetBakers | 9.1 | Free plan | Free | Android, iOS, Web |
| 4 | Sure | 9.1 | Free plan | Free | Android, API, iOS, Mac, self-hosted, Web |
| 5 | MoneyPatrol | 9.1 | Free plan | $1.67/mo | Linux, Mac, Windows |
| 6 | Money Manager Ex | 9.1 | Free plan | Free | Android, iOS, Linux, Mac, Windows |
| 7 | GnuCash | 9.0 | Free plan | Free | Linux, Mac, Windows |
| 8 | EveryDollar | 9.0 | Free plan | $17.99/mo | Web, iOS, Android |
| 9 | Actual Budget | 9.0 | Free plan | Free | API, Linux, Mac, self-hosted, Web, Windows |
| 10 | Rocket Money | 8.9 | Free plan | Free | Web, iOS, Android |
| 11 | Zaim | 8.9 | Free plan | Free | Web, iOS, Android |
| 12 | ClearCheckbook | 8.9 | Free plan | $2.49/mo | Web, iOS, Android |
| 13 | Talvo | 8.8 | Free plan | €5/mo | Android, iOS, Web |
| 14 | Budgero | 8.8 | Free plan | $2.92/mo | Android, API, iOS, Linux, Mac, self-hosted, Web, Windows |
| 15 | Emma | 8.7 | Free plan | £4.99/mo | Web, iOS, Android |
| 16 | TimelyBills | 8.7 | Free plan | $2.08/mo | iOS, Android |
| 17 | Fireball | 8.6 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 18 | Frollo App | 8.6 | Free plan | Free | Android, iOS, Web |
| 19 | YNAB | 8.5 | No | $9.08/mo | Android, API, iOS, Web |
| 20 | WeMoney | 8.5 | Free plan | $9.99/mo | Web, iOS, Android |
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Questions about Pennies alternatives
What is the best alternative to Pennies?
PocketSmith, number 1 in personal finance software with a score of 9.7 out of 10. The others here: SoFi, Wallet by BudgetBakers, Sure and 16 more.
What is the best free alternative to Pennies?
PocketSmith is the best-ranked alternative with a free plan. 19 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on.