Patriot Accounting
Its Dual-Ledger Accounting lets users switch between cash and accrual accounting.
What Patriot Accounting is
Its Dual-Ledger Accounting lets users switch between cash and accrual accounting. Bank feeds, receipt capture, invoice management, income and expense tracking, financial reporting, and reconciliation support routine bookkeeping. Stripe integration accepts credit card, Apple Pay, Google Pay, and ACH payments on invoices. Patriot Payroll can automatically create journal entries after each payroll run, and an AI-powered Smart Suggestion feature assists with accounting tasks. Reports can be printed or downloaded as PDFs or spreadsheets. The service runs entirely online from internet-connected phones, tablets, and desktop computers without downloads. Unlimited users are supported at no additional cost, while user-based permissions are included in Accounting Premium. Contractors can receive free portals for information, payment history, and electronic Forms 1099. Patriot provides USA-based weekday support and says it encrypts data and is SOC 2 Type II compliant.
Good
- Switches between cash and accrual accounting
- Automatic bank imports and receipt capture
- Stripe supports card, wallet, and ACH payments
- Unlimited users at no additional cost
- 30-day trial available
Watch out
- No free plan
- Web-only access requires an internet connection
- User-based permissions require Accounting Premium
- Geographic focus is American businesses
Who it suits
Patriot Accounting suits American small businesses and accountants wanting browser-based bookkeeping, invoicing, payment collection, and payroll-linked accounting. It also fits organizations needing unlimited users or contractor portals.
Verdict
Patriot Accounting combines flexible accounting basis options with payment, payroll, reporting, and contractor tools in an online service. Its trial and unlimited-user policy are useful, while advanced permissions require the Premium plan.
Plans and prices
From Patriot Accounting's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Accounting Basic | $20 a month | Unlimited customers & invoices · Unlimited vendors, contractors, & payments · Automatic bank imports · Income & expense tracking · Credit card payments · Financial reporting · Account reconciliation · 30 days free + 50% off for 3 months |
| Accounting Premium | $30 a month | Everything in Basic · Estimates · User-based permissions · Recurring invoices · Invoice payment reminders · Receipts & documents · Subaccounts · 30 days free + 50% off for 3 months |
The facts
Each one read from Patriot Accounting's own pages, with the date it was checked.
What it does
- Access model
- The software is 100% online, accessible from internet-connected phones, tablets, and desktop computers, with no downloads required.checked 30 Sep 2026
- Accounting basis
- Patented Dual-Ledger Accounting lets users switch between cash and accrual accounting.checked 30 Sep 2026
- Bank feeds
- Yeschecked 21 Sep 2026
- Contractor portal
- Users can give 1099 contractors free portal access for personal and banking information, payment history, and electronic Forms 1099.checked 30 Sep 2026
- Geographic focus
- Patriot describes its accounting and payroll software as serving American businesses.checked 30 Sep 2026
- Paid from
- 20checked 21 Sep 2026
- Payments
- Stripe integration accepts credit card, Apple Pay, Google Pay, and ACH payments on invoices.checked 30 Sep 2026
- Payroll integration
- Patriot Payroll can automatically create journal entries in Patriot Accounting after each payroll run.checked 30 Sep 2026
- Product
- Patriot Accounting is online accounting software for small businesses and accountants.checked 30 Sep 2026
- Receipt capture
- Yeschecked 21 Sep 2026
- Reports
- Accounting reports can be printed or downloaded as PDFs or spreadsheets.checked 30 Sep 2026
- Security
- Patriot says it is SOC 2 Type II compliant, encrypts data, and audits its security annually.checked 30 Sep 2026
- Smart Suggestion
- Patriot Accounting includes an AI-powered Smart Suggestion feature for accounting tasks.checked 30 Sep 2026
- Support
- Patriot provides USA-based support by phone, email, or chat from 9 a.m. to 7 p.m. ET Monday through Friday.checked 30 Sep 2026
- Users
- The accounting software supports unlimited users at no additional cost, while user-based permissions are an Accounting Premium feature.checked 30 Sep 2026
Money
- Free plan
- Nochecked 21 Sep 2026
The company
- Headquarters
- Canton, Ohio, United Stateschecked 28 Sep 2026
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