Fluidly
Fluidly consolidates bank accounts into a live cash position in a reporting currency for Nordic finance teams.
What Fluidly is
Fluidly consolidates bank accounts into a live cash position in a reporting currency for Nordic finance teams. Its Essential plan includes invoice-based and Holt-Winters liquidity forecasting, along with FX exposure monitoring. Users can create live what-if scenarios and set watches to notify them when selected values cross a threshold. A rearrangeable business canvas brings together flows, forecasts, scenarios, and views, which users can also fork or share.
Fluidly lists named Nordic banks and says it connects to more than 2,500 additional banks across Europe through open banking. It supports 13 ERPs across Sweden, Norway, Denmark, and Finland, including Fortnox, Visma, Xero, and QuickBooks. The maker says calculations are deterministic and traceable to bank statements or ERP entries, and users control any AI prompts and outputs they introduce. Fluidly says its EU infrastructure hosts code and data in Sweden and Norway. Access is offered through a demo and waitlist as the company onboards design partners and finance teams. Each new customer starts with a guided 30-day pilot using their own bank and accounting data.
Good
- Live cash position in a reporting currency
- Liquidity forecasting and FX exposure monitoring
- Live scenarios and threshold watches
- Guided 30-day pilot with customer data
Watch out
- No free plan
- Essential is limited to three bank accounts
- Access is through a demo and waitlist
- Mobile payments and other roadmap capabilities are still planned or being built
Who it suits
Fluidly is presented for Nordic finance teams, with Essential also positioned for a company, fund, or family office and Business for teams with multiple accounts. Accounting firms may also find its white-labelling and partner offering relevant.
Verdict
Fluidly brings cash visibility, forecasting, scenarios, and bank and ERP connections into a finance workspace. Its guided pilot may help teams assess fit, but availability is currently offered through a demo and waitlist.
Plans and prices
From Fluidly's own pricing page, checked 3 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Essential | 1,290 SEK a month | Up to 3 bank accounts · 1 ERP connection · Up to 12 months of history with spot FX · Support within a few business days · 1,290 SEK / month |
| Business | 2,490 SEK a month | 4+ bank accounts; base includes 3, +450 SEK per additional account · Multiple ERP connections · Up to 24 months of history with spot and historical FX · Priority support and an uptime commitment · from 2,490 SEK / month |
The facts
Each one read from Fluidly's own pages, with the date it was checked.
What it does
- Availability
- Fluidly says it is onboarding design partners and its first finance teams, one at a time, with access offered through a demo and waitlist.checked 3 Oct 2026
- Bank connectivity
- The site lists named Nordic banks and says Fluidly connects to more than 2,500 additional banks across Europe via open banking.checked 3 Oct 2026
- Business canvas
- Users arrange flows, forecasts, scenarios, and views on a business canvas that they can rearrange, fork, or share.checked 3 Oct 2026
- Data and calculations
- The maker says figures use deterministic calculations traceable to bank statements or ERP entries, and users control any AI prompts and outputs they introduce.checked 3 Oct 2026
- ERP integrations
- Fluidly says it supports 13 ERPs across Sweden, Norway, Denmark, and Finland, including Fortnox, Visma, Xero, and QuickBooks.checked 3 Oct 2026
- Forecasting
- The Essential plan includes invoice-based and Holt-Winters liquidity forecasting and FX exposure monitoring.checked 3 Oct 2026
- Guided pilot
- Each new customer starts with a guided 30-day pilot using their own bank and accounting data before committing.checked 3 Oct 2026
- Hosting
- Fluidly says its EU infrastructure hosts code and data in Sweden and Norway, without US cloud providers or transatlantic data transfers.checked 3 Oct 2026
- Intended users
- The maker describes Fluidly as built for Nordic finance teams; Essential is also presented for a company, fund, or family office, while Business is for teams with multiple accounts.checked 3 Oct 2026
- Partner offering
- Accounting firms can use white-labelling, priority partner support, and a consolidated invoice, with per-client pricing and a partner discount.checked 3 Oct 2026
- Purpose
- Fluidly consolidates bank accounts into a live cash position in a reporting currency for Nordic finance teams.checked 3 Oct 2026
- Support contact
- The maker lists [email protected] as its contact email and says customers speak with the people who built the product.checked 3 Oct 2026
The company
- Headquarters
- Uppsala, Swedenchecked 28 Sep 2026
Money
- Planned capabilities
- The roadmap lists payment initiation, automated reconciliation, FX trading, mobile payments, and AI-agent connections as capabilities being built or planned.checked 3 Oct 2026
Where it runs
- Scenarios and alerts
- Users can build live what-if scenarios and set watches that notify them when a chosen number crosses a threshold.checked 3 Oct 2026
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