Fluidly

C
C tier on Cash Flow Management SoftwareScore 6.0 · #17 of 29
Android app
Not listed
Free plan
No
Paid plans from
SEK 1,290/mo
Runs on
Web
fluid.ly
The Fluidly homepage

Summary

Fluidly consolidates bank accounts into a live cash position in a reporting currency for Nordic finance teams. Its Essential plan includes invoice-based and Holt-Winters liquidity forecasting, along with FX exposure monitoring. Users can create live what-if scenarios and set watches to notify them when selected values cross a threshold. A rearrangeable business canvas brings together flows, forecasts, scenarios, and views, which users can also fork or share. Fluidly lists named Nordic banks and says it connects to more than 2,500 additional banks across Europe through open banking. It supports 13 ERPs across Sweden, Norway, Denmark, and Finland, including Fortnox, Visma, Xero, and QuickBooks. The maker says calculations are deterministic and traceable to bank statements or ERP entries, and users control any AI prompts and outputs they introduce. Fluidly says its EU infrastructure hosts code and data in Sweden and Norway. Access is offered through a demo and waitlist as the company onboards design partners and finance teams. Each new customer starts with a guided 30-day pilot using their own bank and accounting data. Essential costs 1,290 SEK / month; Business starts at 2,490 SEK / month.

Who it is for

Fluidly is presented for Nordic finance teams, with Essential also positioned for a company, fund, or family office and Business for teams with multiple accounts. Accounting firms may also find its white-labelling and partner offering relevant.

What is good

  • Live cash position in a reporting currency
  • Liquidity forecasting and FX exposure monitoring
  • Live scenarios and threshold watches
  • Guided 30-day pilot with customer data

What to know first

  • No free plan
  • Essential is limited to three bank accounts
  • Access is through a demo and waitlist
  • Mobile payments and other roadmap capabilities are still planned or being built

Verdict

Fluidly brings cash visibility, forecasting, scenarios, and bank and ERP connections into a finance workspace. Its guided pilot may help teams assess fit, but availability is currently offered through a demo and waitlist.

Fluidly plans and pricing

All plans
Essential SEK 1,290/mo 1,290 SEK / month Up to 3 bank accounts · 1 ERP connection · Up to 12 months of history with spot FX · Support within a few business days fluid.ly · 3 Oct 2026
Business SEK 2,490/mo from 2,490 SEK / month 4+ bank accounts; base includes 3, +450 SEK per additional account · Multiple ERP connections · Up to 24 months of history with spot and historical FX · Priority support and an uptime commitment fluid.ly · 3 Oct 2026

Compared on cash flow management software

Free plan
Nofluid.ly
Bank synchronization
Yesfluid.ly
Cash position view
Yesfluid.ly
Inflow/outflow tracking
Yesfluid.ly
Bank connection limit
3 connectionsfluid.ly
Scenario planning
Yesfluid.ly

Facts

Purpose
Fluidly consolidates bank accounts into a live cash position in a reporting currency for Nordic finance teams.fluid.ly · 3 Oct 2026
Forecasting
The Essential plan includes invoice-based and Holt-Winters liquidity forecasting and FX exposure monitoring.fluid.ly · 3 Oct 2026
Scenarios and alerts
Users can build live what-if scenarios and set watches that notify them when a chosen number crosses a threshold.fluid.ly · 3 Oct 2026
Business canvas
Users arrange flows, forecasts, scenarios, and views on a business canvas that they can rearrange, fork, or share.fluid.ly · 3 Oct 2026
Bank connectivity
The site lists named Nordic banks and says Fluidly connects to more than 2,500 additional banks across Europe via open banking.fluid.ly · 3 Oct 2026
ERP integrations
Fluidly says it supports 13 ERPs across Sweden, Norway, Denmark, and Finland, including Fortnox, Visma, Xero, and QuickBooks.fluid.ly · 3 Oct 2026
Data and calculations
The maker says figures use deterministic calculations traceable to bank statements or ERP entries, and users control any AI prompts and outputs they introduce.fluid.ly · 3 Oct 2026
Hosting
Fluidly says its EU infrastructure hosts code and data in Sweden and Norway, without US cloud providers or transatlantic data transfers.fluid.ly · 3 Oct 2026
Intended users
The maker describes Fluidly as built for Nordic finance teams; Essential is also presented for a company, fund, or family office, while Business is for teams with multiple accounts.fluid.ly · 3 Oct 2026
Guided pilot
Each new customer starts with a guided 30-day pilot using their own bank and accounting data before committing.fluid.ly · 3 Oct 2026
Partner offering
Accounting firms can use white-labelling, priority partner support, and a consolidated invoice, with per-client pricing and a partner discount.fluid.ly · 3 Oct 2026
Availability
Fluidly says it is onboarding design partners and its first finance teams, one at a time, with access offered through a demo and waitlist.fluid.ly · 3 Oct 2026
Planned capabilities
The roadmap lists payment initiation, automated reconciliation, FX trading, mobile payments, and AI-agent connections as capabilities being built or planned.fluid.ly · 3 Oct 2026
Support contact
The maker lists [email protected] as its contact email and says customers speak with the people who built the product.fluid.ly · 3 Oct 2026

Company

Headquarters
Uppsala, Swedenfluid.ly · 28 Sept 2026

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Sources