Fihary

Fihary is reconciliation software for businesses processing payments through mobile-money services. It suits teams that need to match transactions from supported operators and connect that work to Sage 100 or Odoo. Its tiered caps make it practical to start small, but growing teams must weigh operator, user and daily-volume limits against the cost of upgrading.

Overview

Fihary focuses on a specific operational need: matching transactions from MVola, Orange Money and Airtel Money. Automatic matching is the core capability, with accounting integrations and API access giving businesses ways to connect reconciliation to existing systems. That focus is useful for organizations working with these operators; businesses centered on other payment services should look elsewhere.

Key features

Mobile-money matching

Automatic matching can reduce reliance on manual transaction-by-transaction work. Support for three named operators gives businesses using those services a clear fit, though the plan chosen determines how many operators can be used: one on Gratuit, two on Starter and three on Pro and Business.

Accounting and API connections

Fihary integrates with Sage 100 and Odoo, which makes it more relevant to teams already using either system. API access offers a route for programmatic connections. These integrations broaden its usefulness beyond standalone matching, but do not change the volume and seat ceilings imposed by the plans.

Pricing

Fihary is freemium, with a 14-day trial and monthly paid plans. The free tier is a low-risk way for a single user to handle a small daily workload. Paid tiers raise the operator, user and transaction allowances, but teams should choose based on their busiest daily volume and the number of operators and colleagues involved.

The main trade-off is clear: each paid step raises capacity, but operator coverage tops out at three on the listed tiers, and Enterprise moves to custom quoting. The free plan is meaningfully constrained at 10 transactions a day, so it is a trial of the workflow rather than a broad option for an active team.

Platforms

Fihary supports Android, web and Windows. That combination accommodates mobile use as well as desktop access, without requiring a team to choose a single operating environment.

Who it's for

Fihary is best for Madagascar-based businesses or other teams processing payments through MVola, Orange Money or Airtel Money that want automatic matching and use Sage 100 or Odoo, or need API access. It is less suitable for organizations that need other payment processors, or for teams whose user or daily transaction requirements exceed a tier they are willing to pay for.

Pros and cons

• Pros: Automatic matching targets a repetitive reconciliation task across three named mobile-money operators.
• Pros: Sage 100 and Odoo integrations, plus API access, provide multiple ways to connect the workflow.
• Pros: Plans scale from a free single-user tier to an Enterprise option with unlimited transactions and users.
• Cons: The free tier allows only one operator, one user and 10 transactions per day, limiting its value for shared or busy operations.
• Cons: Starter, Pro and Business retain daily transaction caps, and operator coverage is capped at three on the published tiers.
• Cons: Enterprise has a 500,000 MGA a month starting price and requires a custom quote, making its final cost less predictable.

Alternatives

Payment Reconciliation Software is the broader category directory for comparing options across reconciliation needs.

For a different reconciliation workflow, ReconcileIQ offers a free plan with 1,000 one-off credits, no overage and one IQ Books organisation with cash accounting only, plus a ££5 a month Starter plan. Choose it when those credit-based limits and its web or API platforms suit better than Fihary’s operator- and daily-volume tiers.

UnPay Loan Management System has a free sandbox plan covering 15 products and 480 API endpoints, alongside a custom-priced Enterprise plan. It is an alternative when a loan-management system is the priority rather than Fihary’s mobile-money reconciliation focus.

SettleFlow offers a free diagnostic for one source, with 90 days of data, a leakage report and order-level detail; its Starter plan is ₹9,999 a month for 2,50,000 rows a month. It is worth considering when that source-based diagnostic and row allowance better match the job.

BankStatementMatcher has a free tier with one statement per day, 500 rows per upload and five receipt matches per day, with CSV export and no signup. It may suit a reader seeking those specific statement-matching allowances instead of operator-focused plans.

SettlePair is a free web-based reconciliation product with no subscription tiers or payment collected.

Invoiced uses custom pricing based on requirements and platform use; it may suit teams seeking a quote-based option.

Ledge Cash Application offers paid plans with custom pricing, including a Track plan with one ERP and one bank integration, unlimited CSV uploads and close-process management. It is an alternative for teams focused on cash application and close tracking.

LexaVero is a paid alternative.

Verdict

Choose Fihary if your business reconciles transactions from MVola, Orange Money or Airtel Money and wants automatic matching with Sage 100, Odoo or API access. Its graduated tiers make capacity legible, but the small free allowance and continuing daily caps mean teams should compare expected workload with the upgrade cost. Look elsewhere if your processors are outside its supported set or if you need more than the available tier limits without moving to a paid or custom-priced plan.