Baasic
Baasic is a B2B white-label embedded finance platform that connects software companies to Brazil’s regulated financial infrastructure.
What Baasic is
Baasic is a B2B white-label embedded finance platform that connects software companies to Brazil’s regulated financial infrastructure. Its APIs cover digital accounts, cards, payments, credit, and insurance within a customer’s product. Account features include integrated KYC, real-time balances and statements, Pix, boleto, transfers, event webhooks, and an administrative panel. Card services support physical and virtual issuance, configurable limits, real-time authorization rules, and digital-wallet tokenization. Payments include Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks. Developer resources include a versioned REST API, guaranteed webhook delivery, a production-like sandbox, SDKs, examples, and auditable logs. Insurance is distributed through an API via SUSEP-authorized insurers. Baasic says it does not have its own banking license; regulated partners conduct financial operations and provide products. It lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partners. Pricing is on request, and integrations typically take weeks, according to Baasic.
Good
- APIs cover accounts, cards, payments, credit, and insurance.
- Includes integrated KYC and real-time account information.
- Provides a production-like sandbox, SDKs, and examples.
- Guaranteed delivery is available for event webhooks.
- Lists multiple regulated financial partners.
Watch out
- Pricing is available on request.
- Its supported region is Brazil.
- Baasic does not hold its own banking license.
- Integrations typically take weeks.
Who it suits
It is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. It suits teams seeking to embed financial services for customers in Brazil.
Verdict
Baasic provides a broad set of embedded finance APIs for software products operating in Brazil. Prospective customers should account for partner-led financial operations and request pricing based on their case.
Plans and prices
From Baasic's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Custom pricing | Priced on request | Pricing is not stated on the pages opened; contact Baasic to evaluate your case. |
The facts
Each one read from Baasic's own pages, with the date it was checked.
What it does
- Accounts
- Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel.checked 8 Oct 2026
- API and developer tools
- The platform provides a versioned REST API, event webhooks with guaranteed delivery, a production-like sandbox, SDKs and examples, and auditable logs.checked 8 Oct 2026
- API features
- The platform describes a versioned REST API, guaranteed event webhook delivery, a production-like sandbox, SDKs and examples, and auditable logs.checked 8 Oct 2026
- Cards
- The card service supports physical and virtual card issuance, configurable limits, real-time authorization rules, and tokenization for digital wallets.checked 8 Oct 2026
- Digital accounts
- Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel.checked 8 Oct 2026
- Financial services
- Its listed services include digital accounts, physical and virtual cards, Pix, boleto, transfers, credit, and insurance delivered through APIs.checked 8 Oct 2026
- Insurance
- Insurance distribution via REST API supports individual and group life, residential, small and medium business, and credit-linked insurance through SUSEP-authorized insurers.checked 8 Oct 2026
- Integrations
- The maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions.checked 8 Oct 2026
- Integration time
- Baasic says integrations typically take weeks with its production-ready infrastructure, documentation, and test environment.checked 8 Oct 2026
- Integration timing
- The maker says integrations typically take weeks and describes the infrastructure as ready for production.checked 8 Oct 2026
- Intended customers
- The platform is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces.checked 8 Oct 2026
- Intended users
- Baasic targets software businesses with existing products and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces.checked 8 Oct 2026
- Partners
- Baasic lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions.checked 8 Oct 2026
- Payments
- The payments API supports Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks.checked 8 Oct 2026
- Pricing and availability
- The pages opened invite prospective customers to discuss and assess their case; they do not state plan prices or trial terms.checked 8 Oct 2026
- Product
- Baasic is a B2B white-label embedded finance platform that connects software companies to Brazil’s regulated financial infrastructure.checked 8 Oct 2026
- Regulatory model
- Baasic says it has no banking license of its own; regulated partner institutions conduct the financial operations and provide the products.checked 8 Oct 2026
- Security
- The digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank.checked 8 Oct 2026
- Security and governance
- The maker says the infrastructure handles compliance, reconciliation, ledger, and anti-fraud rules, and describes its governance as integrated with regulated financial institutions.checked 8 Oct 2026
- Services
- Its APIs support digital accounts, cards, payments, credit and insurance within a customer’s product journey.checked 8 Oct 2026
- Support
- Baasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration.checked 8 Oct 2026
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