
Baasic
5.3#24 in banking-as-a-service platformsAPI
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| Fact | Baasic | Modulr |
|---|---|---|
| Accounts | Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel. | Accounts are available in GBP, EUR and nine other currencies, with local IBANs in GB, NL, ES, FR and IE. |
| Cards | The card service supports physical and virtual card issuance, configurable limits, real-time authorization rules, and tokenization for digital wallets. | The cards product supports single-use virtual cards, configurable controls and managed physical card programmes on Visa and Mastercard. |
| Integrations | The maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions. | Modulr's integrations hub connects with more than 20 accounting and payroll systems, including Sage, Xero and BrightPay. |
| Intended users | Baasic targets software businesses with existing products and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. | Modulr describes its solutions for businesses of all sizes and for sectors including travel, lending, merchant payments and investment and wealth. |
| Payments | The payments API supports Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks. | The platform supports instant GBP and EUR pay-ins and pay-outs, CHAPS, Bacs, SEPA and SWIFT payment services. |
It is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. It suits teams seeking to embed financial services for customers in Brazil.
Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.