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Baasic vs Modulr

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Modulr

7.2#3 in banking-as-a-service platformsFrom £16.25 a month
AndroidiOSWebAPI
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What both publish

FactBaasicModulr
AccountsDigital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel.Accounts are available in GBP, EUR and nine other currencies, with local IBANs in GB, NL, ES, FR and IE.
CardsThe card service supports physical and virtual card issuance, configurable limits, real-time authorization rules, and tokenization for digital wallets.The cards product supports single-use virtual cards, configurable controls and managed physical card programmes on Visa and Mastercard.
IntegrationsThe maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions.Modulr's integrations hub connects with more than 20 accounting and payroll systems, including Sage, Xero and BrightPay.
Intended usersBaasic targets software businesses with existing products and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces.Modulr describes its solutions for businesses of all sizes and for sectors including travel, lending, merchant payments and investment and wealth.
PaymentsThe payments API supports Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks.The platform supports instant GBP and EUR pay-ins and pay-outs, CHAPS, Bacs, SEPA and SWIFT payment services.

Baasic plans

  • Custom pricingPriced on request

Modulr plans

  • Payroll Payments Bronze£16.25 a month
  • Accounts Payable and Spend Management Bronze£20 a month
  • Bronze£30 a month
  • Bundle Bronze£30 a month
  • Payroll Payments Silver£67.20 a month
  • Accounts Payable and Spend Management Silver£75 a month

Pick Baasic if…

It is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. It suits teams seeking to embed financial services for customers in Brazil.

Pick Modulr if…

Modulr suits businesses seeking payment, account, card, or collections infrastructure, including companies in travel, lending, merchant payments, and investment and wealth. Its API and sandbox may also suit teams building payment workflows.

Charts they share