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Baasic vs Stripe Treasury

Stripe Treasury

7.9#1 in banking-as-a-service platforms$0.50 one-time
Free planAndroidiOSWebAPI
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What both publish

FactBaasicStripe Treasury
CardsThe card service supports physical and virtual card issuance, configurable limits, real-time authorization rules, and tokenization for digital wallets.Treasury includes virtual and physical debit cards with spending controls, real-time authorization and cardholder management.

Baasic plans

  • Custom pricingPriced on request

Stripe Treasury plans

  • ACH fundingFree
  • TreasuryFree
  • Treasury accountFree
  • Treasury cardsFree
  • Instant currency conversion$0.50, paid once
  • Domestic payout$1.50, paid once

Pick Baasic if…

It is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. It suits teams seeking to embed financial services for customers in Brazil.

Pick Stripe Treasury if…

Treasury is aimed at startups and growing businesses seeking to combine financial operations with payments. Platforms including Shopify, Instacart, and Arc can use Treasury for Platforms to provide embedded accounts.

Charts they share