Plum
7.1#5 in automated savings appsFrom €3.99 a monthFree planAndroidiOS
VisitPlum vs Qapital
What both publish
| Fact | Plum | Qapital |
|---|---|---|
| Founded | 2016 | 2013 |
| Headquarters | London, United Kingdom | New York, NY, United States |
| Product | Plum is a personal finance app for saving, investing, and managing spending with automation. | Qapital combines automated saving, investing, budgeting, and debt management tools in one place. |
| Security | Plum says it does not store or access bank login details, uses read-only transaction access, AES encryption for sensitive data, and 256-bit TLS for browser-server communications. | Qapital says it uses SSL and TLS encryption, multi-factor authentication, regular server vulnerability scans, and identity protections including passcode and fingerprint access. |
Plum plans
- BasicFree
- Pro€3.99 a month
- Boost€7.99 a month
- Premium€9.99 a month
Qapital plans
- Basic$3 a month
- Complete$8 a month
- Premier$12 a month
Pick Plum if…
Plum suits adults in its listed countries who want automated saving alongside spending tools and investment options. It requires a supported current account held in the user's own name; business, savings, and joint accounts are not supported as primary connected accounts.
Pick Qapital if…
Qapital suits people who want savings goals, automated contributions, budgeting, and investment planning in one mobile app. Dream Team may suit partners who want shared goals with control over what financial details they share.