M-PESA
6.4#70 in money transfer appsAndroidiOS
VisitM-PESA vs Wise
What both publish
| Fact | M-PESA | Wise |
|---|---|---|
| Founded | 2007 | 2011 |
| Headquarters | Nairobi, Kenya | London, United Kingdom |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Scheduled transfers | Yes | Yes |
| Security | The M-PESA statement service requires customers to enter their secret M-PESA PIN to access statements. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
M-PESA plans
- M-PESAPriced on request
Wise plans
- Wise personal account and transfersFree
Pick M-PESA if…
It suits Safaricom customers who need mobile deposits, transfers, withdrawals, merchant payments, bank movement, or international money services.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.