Best Financial Literacy Apps in 2026

In short: Finfluent is ranked #1 of 25 as of 4 October 2026, ahead of FitMoney $uperSquad and Moneyling Dreamlife-Sim. The best-ranked option with a free plan is FitMoney $uperSquad. The lowest first paid tier on this page is FNCO at £7.50/mo.

Building money skills can mean studying budgets, credit or investing, or practicing decisions in a financial simulation. Compare these apps on those lesson subjects, guided practice and personalized learning, then check whether a free plan or paid-from option fits your access and cost preferences. Finfluent, FitMoney $uperSquad and InvestLearning are among the first entries, alongside Moneyling Dreamlife-Sim and Capera. The ranking gives you an order to explore, while the listed features help you focus on the subjects and learning formats that are most relevant to what you want to learn.

25 financial literacy apps ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.

25ranked
8free plans on this page
£7.50/molowest paid tier
4 Oct 2026last checked
#1 Finfluent Top pick · 7.5 Free plan · Free #2 FitMoney $uperSquad Runner-up · 7.3 Free plan · Free #3 Moneyling Dreamlife-Sim Also great · 7.3 Free plan · $19.99/mo
  1. 1 7.5
    Free plan AndroidiOSmacOSWebWindows
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  2. Free plan AndroidiOSWeb
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  3. Free plan AndroidiOSWeb
    Free plan
    Yes
    Paid from
    9.99 /mo
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  4. 4 7.3
    Free plan AndroidiOSmacOS
    Free plan
    Yes
    Budgeting lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  5. 5 7.2
    Free plan AndroidiOSWeb
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    RecognisedDocumentedFree planPlatforms
    £7.50/mofirst paid tier About FNCOVisit site
  6. 6 7.0
    Free plan Web
    Free plan
    Yes
    Paid from
    4.99 /mo
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  7. 7 6.9
    Free plan Web
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  8. Free plan Web
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  9. 9 6.4
    iOS
    Free plan
    Yes
    Paid from
    14.99 /mo
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    RecognisedDocumentedFree planPlatforms
    $14.99/mofirst paid tier About CentsibleVisit site
  10. 10 6.0
    iOSAndroid
    Free plan
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  11. 11 6.0
    WebiOSAndroid
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    RecognisedDocumentedFree planPlatforms
  12. 12 6.0
    WebiOSAndroid
    Free plan
    Yes
    Budgeting lessons
    Yes
    Investing lessons
    Yes
    RecognisedDocumentedFree planPlatforms
  13. Web
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  14. 14 5.9
    iOSAndroid
    Free plan
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  15. iOSAndroid
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  16. Web
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  17. 17 5.8
    iOS
    Free plan
    Yes
    Budgeting lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  18. 18 5.8
    iOSAndroid
    Free plan
    Yes
    Budgeting lessons
    Yes
    Investing lessons
    Yes
    RecognisedDocumentedFree planPlatforms
  19. Web
    Free plan
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  20. 20 5.8
    Web
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  21. 21 5.7
    Web
    Free plan
    Yes
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  22. 22 5.7
    Web
    Free plan
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  23. 23 5.6
    Web
    Free plan
    Yes
    RecognisedDocumentedFree planPlatforms
  24. Web
    Free plan
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms
  25. 25 5.6
    Web
    Free plan
    No
    Budgeting lessons
    Yes
    Credit lessons
    Yes
    Investing lessons
    Yes
    Financial simulations
    Yes
    RecognisedDocumentedFree planPlatforms

Is your app on this list?

Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.

Questions about this list

Which financial literacy app is ranked first on Everything Xiaomi?

Finfluent is ranked #1 of 25 with a score of 7.5. FitMoney $uperSquad is second and Moneyling Dreamlife-Sim third.

How many of these have a free plan?

8 of the 25 on this page publish a free plan on their own pricing pages.

Which is the cheapest paid option?

On this page, FNCO has the lowest first paid tier we found: £7.50/mo.

How is this list ranked?

Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.

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