MoneyTime
MoneyTime is an online financial literacy program for children ages 10 to 15.
What MoneyTime is
MoneyTime is an online financial literacy program for children ages 10 to 15. It teaches money management and financial decisions through 30 practical modules covering earning, saving, budgeting, investing and business. A companion game lets children earn virtual money and choose whether to spend, save, invest or donate it. The program includes budgeting, credit and investing lessons, financial simulations and guided practice. Thirteen optional parent-child modules connect topics with real-life situations. For schools, quizzes and tests are automatically graded, with reporting tools that provide feedback on student results. MoneyTime is presented for parents, homeschoolers and schools, including middle school students, and localized versions are listed for the United States, Australia, New Zealand, South Africa and the United Kingdom. It works on any internet-connected computer or tablet. There is no free plan, but a 30-day trial is available. Monthly Subscription costs $12.95 a month, while One Year License costs $66 a year. The maker is headquartered in Christchurch, New Zealand.
Good
- 30 practical personal finance modules
- Game uses virtual spending, saving, investing and donating
- Optional parent-child modules connect learning to life
- School assessments are automatically graded
- Works on computers and tablets
Watch out
- No free plan
- Paid program after the 30-day trial
- Content is aimed at ages 10 to 15
- School pricing may require a request
Who it suits
MoneyTime suits parents, homeschoolers and schools teaching financial skills to children ages 10 to 15. It is useful when lessons, simulations, game-based choices and optional family activities are wanted.
Verdict
MoneyTime combines structured finance lessons with simulations, a virtual-money game and family or school support. Its monthly and annual plans, trial, regional versions and child-focused age range are key selection points.
Plans and prices
From MoneyTime's own pricing page, checked 9 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Monthly Subscription | $12.95 a month | 25% off each additional child ($9.70 per month each) · no minimum contract · cancel anytime using customer portal · per month |
| One Year License | $66 a year | 25% off each additional child ($49.50 each) · 60-day money-back guarantee · one year; no recurring billing |
The facts
Each one read from MoneyTime's own pages, with the date it was checked.
What it does
- Data providers
- The listed subprocessors include AWS for program hosting, Zoho CRM, Microsoft 365 and OneDrive, Squarespace, and Xero.checked 9 Oct 2026
- Game
- Lessons are combined with a money management game where children earn virtual money and choose to spend, save, invest or donate it.checked 9 Oct 2026
- Lessons
- The program includes 30 practical personal finance modules covering topics from earning, saving and budgeting to investing and business.checked 9 Oct 2026
- Parent modules
- The program includes 13 optional parent-child modules intended to connect learning with real life.checked 9 Oct 2026
- Privacy
- The privacy policy says MoneyTime does not market its products or services to students or children who have created an account.checked 9 Oct 2026
- Purpose
- MoneyTime is an online financial literacy program for children ages 10 to 15 that teaches them to manage money and make financial decisions.checked 9 Oct 2026
- Regional versions
- The maker lists localized versions for the United States, Australia, New Zealand, South Africa and the United Kingdom.checked 9 Oct 2026
- School assessments
- School quizzes and tests are automatically graded, and reporting functions provide feedback on student results.checked 9 Oct 2026
- School pricing
- For US grades 6 to 10, the maker offers a free trial with pricing available on request and says the program is free through sponsorship in some states.checked 9 Oct 2026
- Security
- The privacy policy says the company uses technical, administrative and physical security measures designed to protect user information from unauthorized access, disclosure, use and modification.checked 9 Oct 2026
- Support
- The privacy policy directs users to contact MoneyTime Support at [email protected] with privacy questions.checked 9 Oct 2026
- Supported access
- The program can be used on any internet-connected computer or tablet.checked 9 Oct 2026
- Supported audiences
- MoneyTime is presented for parents, homeschoolers and schools, including middle school students.checked 9 Oct 2026
The company
- Headquarters
- Christchurch, New Zealandchecked 28 Sep 2026
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