FDIC Money Smart
FDIC Money Smart is a free financial education program with interactive games and resources for people of all ages.
What FDIC Money Smart is
FDIC Money Smart is a free financial education program with interactive games and resources for people of all ages. How Money Smart Are You? is a self-paced suite covering earning, spending, saving, borrowing, housing and identity protection. Learners can use a smartphone, tablet or computer and play with or without an individual account. The listed free plan provides 14 interactive games and resources in English and Spanish. Players can earn virtual coins and completion certificates, while organization accounts can view client or student progress. The games are described as accessible with screen readers. Money Smart also offers an instructor-led adult curriculum with 14 modules, which instructors can present in any order or combination. Each module includes an Instructor Guide, PowerPoint slides and a Participant Guide. The program includes budgeting and credit lessons, investing lessons, financial simulations and guided practice. The FDIC says users must not use its name or logo to imply endorsement of their organization, products or services. Its listed contact for help applies to the older 2010 Money Smart for Adults version.
Good
- Free plan includes 14 interactive games and resources.
- Available in English and Spanish.
- Learners can play with or without an account.
- Adult curriculum includes 14 instructor-led modules.
- Games are described as screen-reader accessible.
Watch out
- The listed platform is web only.
- There is no free trial.
- The assistance contact listed applies to the older 2010 adult version.
Who it suits
It suits people seeking self-paced financial education, as well as instructors teaching adults with modular lesson materials. Organizations can use accounts to view learner progress.
Verdict
FDIC Money Smart combines self-paced games with instructor-led adult materials at no cost. Consider whether its web access and the distinction between current resources and the older-version support contact meet your needs.
Plans and prices
From FDIC Money Smart's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| How Money Smart Are You? | Free | 14 interactive games and resources · English and Spanish · play with or without an account · Free |
The facts
Each one read from FDIC Money Smart's own pages, with the date it was checked.
What it does
- Access
- Learners can use a smartphone, tablet, or computer and can play with or without an individual account.checked 4 Oct 2026
- Accessibility
- The games are described as accessible with screen readers.checked 4 Oct 2026
- Adult curriculum
- Money Smart for Adults is an instructor-led curriculum with 14 modules, and instructors can present modules in any order or combination.checked 4 Oct 2026
- Curriculum materials
- Each adult module includes an Instructor Guide, PowerPoint slides, and a Participant Guide.checked 4 Oct 2026
- Learning format
- How Money Smart Are You? is a self-paced suite of interactive financial education games and resources.checked 4 Oct 2026
- Program purpose
- FDIC Money Smart provides financial education tools and resources to help people improve their financial health.checked 4 Oct 2026
- Progress features
- Players can earn virtual coins and certificates of completion, and organization accounts can view client or student progress.checked 4 Oct 2026
- Support
- The FDIC lists [email protected] as a contact for assistance with the older 2010 Money Smart for Adults version.checked 4 Oct 2026
- Target audience
- The FDIC describes Money Smart as a financial education program for people of all ages.checked 4 Oct 2026
- Topics
- The games cover everyday financial topics including earning, spending, saving, borrowing, housing, and identity protection.checked 4 Oct 2026
- Use restrictions
- Money Smart users must not use the FDIC name or logo to imply that the FDIC endorses their organization, products, or services.checked 4 Oct 2026
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