FDIC Money Smart

C
C tier on Financial Literacy AppsScore 6.9 · #9 of 25
Android app
Not listed
Free plan
Yes
Runs on
Web
fdic.gov
The FDIC Money Smart homepage

Summary

FDIC Money Smart is a free financial education program with interactive games and resources for people of all ages. How Money Smart Are You? is a self-paced suite covering earning, spending, saving, borrowing, housing and identity protection. Learners can use a smartphone, tablet or computer and play with or without an individual account. The listed free plan provides 14 interactive games and resources in English and Spanish. Players can earn virtual coins and completion certificates, while organization accounts can view client or student progress. The games are described as accessible with screen readers. Money Smart also offers an instructor-led adult curriculum with 14 modules, which instructors can present in any order or combination. Each module includes an Instructor Guide, PowerPoint slides and a Participant Guide. The program includes budgeting and credit lessons, investing lessons, financial simulations and guided practice. The FDIC says users must not use its name or logo to imply endorsement of their organization, products or services. Its listed contact for help applies to the older 2010 Money Smart for Adults version.

Who it is for

It suits people seeking self-paced financial education, as well as instructors teaching adults with modular lesson materials. Organizations can use accounts to view learner progress.

What is good

  • Free plan includes 14 interactive games and resources.
  • Available in English and Spanish.
  • Learners can play with or without an account.
  • Adult curriculum includes 14 instructor-led modules.
  • Games are described as screen-reader accessible.

What to know first

  • The listed platform is web only.
  • There is no free trial.
  • The assistance contact listed applies to the older 2010 adult version.

Verdict

FDIC Money Smart combines self-paced games with instructor-led adult materials at no cost. Consider whether its web access and the distinction between current resources and the older-version support contact meet your needs.

FDIC Money Smart plans and pricing

All plans
How Money Smart Are You? Free Free 14 interactive games and resources · English and Spanish · play with or without an account fdic.gov · 4 Oct 2026

Compared on financial literacy apps

Free plan
Yesfdic.gov
Budgeting lessons
Yesfdic.gov
Credit lessons
Yesfdic.gov
Investing lessons
Yesfdic.gov
Financial simulations
Yesfdic.gov
Guided practice
Yesfdic.gov

Facts

Program purpose
FDIC Money Smart provides financial education tools and resources to help people improve their financial health.fdic.gov · 4 Oct 2026
Topics
The games cover everyday financial topics including earning, spending, saving, borrowing, housing, and identity protection.playmoneysmart.fdic.gov · 4 Oct 2026
Learning format
How Money Smart Are You? is a self-paced suite of interactive financial education games and resources.fdic.gov · 4 Oct 2026
Access
Learners can use a smartphone, tablet, or computer and can play with or without an individual account.fdic.gov · 4 Oct 2026
Progress features
Players can earn virtual coins and certificates of completion, and organization accounts can view client or student progress.fdic.gov · 4 Oct 2026
Adult curriculum
Money Smart for Adults is an instructor-led curriculum with 14 modules, and instructors can present modules in any order or combination.fdic.gov · 4 Oct 2026
Curriculum materials
Each adult module includes an Instructor Guide, PowerPoint slides, and a Participant Guide.fdic.gov · 4 Oct 2026
Accessibility
The games are described as accessible with screen readers.fdic.gov · 4 Oct 2026
Support
The FDIC lists [email protected] as a contact for assistance with the older 2010 Money Smart for Adults version.fdic.gov · 4 Oct 2026
Use restrictions
Money Smart users must not use the FDIC name or logo to imply that the FDIC endorses their organization, products, or services.fdic.gov · 4 Oct 2026
Target audience
The FDIC describes Money Smart as a financial education program for people of all ages.fdic.gov · 4 Oct 2026

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Sources