17.8
OpenACH is an open-source, web-based platform for originating and processing ACH payments.
Free planOpen sourceAndroidiOSWeb
Best ACH Payment Processing Software in 2026
If your business collects or sends funds through the ACH network, compare these services against the payment flows you need to support. Compared on ACH credit support, transaction limits, recurring ACH payments, and same-day ACH, the entries give you concrete capabilities to weigh. Payment links may matter for collection, while API access and webhook support are useful integration criteria. Free-plan availability…
27.3
Rotessa is online software for scheduling one-time or recurring payments directly from customers’ bank accounts.
WebAPImacOS
36.9
GoCardless Bank Account Data is a paid API that connects to bank accounts through bank PSD2 APIs and returns account information in JSON.
Free planWebAPI
- 4
Paymentus
Paymentus is an enterprise billing and payment platform for service providers and financial institutions.
AndroidiOSWebAPI6.8 - 5
Authorize.net
AndroidiOSWebAPI6.7$25 usage-based - 6
ACH Payments
ACH Payments provides ACH and credit or debit card processing for businesses and software providers through web tools and API access.
WebAPI6.6 - 7
Plaid
Plaid helps people connect financial accounts to apps and services they choose, then manage those connections.
AndroidiOSWebAPI6.6 - 8
ACHPAY.AI
WebAPI6.5 - 9
First ACH API
First ACH API connects a business’s own interface to the First ACH payment gateway, allowing payment processing through an existing sales process.
WebAPI6.3 - 10
PayJunction ACH Payment Processing
PayJunction ACH Payment Processing stores and processes bank-to-bank ACH transfers, including recurring payments.
iOSWebAPIExtension6.2From $0.75 a month - 11
Increase ACH
Increase ACH lets technology companies originate ACH credits and debits, track returns, and store frequently used payment details through web and API access.
WebAPI6.1 - 12
Nickel
Nickel is web-based software for businesses that want to collect or manage payments through ACH and payment pages.
Free planWeb6.1From $35 a month - 13
Stripe ACH Direct Debit
Stripe ACH Direct Debit lets businesses accept reusable payments from customers’ US bank accounts.
WebAPI6.1$0.80 one-time - 14
Profituity
Profituity provides ACH payment processing, compliance, and audit-readiness services through a platform for merchants, ISVs and merchant service…
WebAPI6.0From $10 a month - 15
ACHQ
ACHQ processes ACH and eCheck payments for merchants, payment platforms, ISVs, and partners serving merchants.
WebAPI5.9From $39 a month - 16
Checkbook.io ACH API
Checkbook.io ACH API is a paid service for businesses sending disbursements to recipients’ bank accounts.
WebAPI5.9From $2,000 a month - 17
ACH Processing Company
ACH Processing Company provides ACH and credit card payment processing through a cloud-based platform, web portal and services API.
WebAPI5.8 - 18
Stryd
Stryd is Paygen’s Pay By Bank product for accepting ACH e-check payments from customers’ bank accounts.
WebAPI5.8$2 usage-based - 19
5.5 - 20
GoACH
GoACH is a web and API ACH processor for high-risk businesses, including merchant cash advance, credit repair, debt settlement, and collections.
WebAPI5.3 - 215.2