Stryd
Stryd is Paygen’s Pay By Bank product for accepting ACH e-check payments from customers’ bank accounts.
What Stryd is
Stryd is Paygen’s Pay By Bank product for accepting ACH e-check payments from customers’ bank accounts. Plaid verifies bank accounts, and Stryd says it checks available balances before processing, with smart account selection when available. Merchants can create one-time or recurring bank payment links. Recurring subscriptions support weekly, monthly, yearly, or custom intervals and can be paused, resumed, or cancelled. Stryd connects through Plaid to more than 12,000 US financial institutions and offers a WooCommerce plugin, Shopify checkout flows, a developer API, and webhooks. Its intended users include SaaS and subscription platforms, high-ticket businesses, freelancers, service providers, and marketplaces. Stryd says it does not hold funds; its partner bank, Paya (Nuvei), handles money movement and settlement. The terms describe typical ACH settlement of 1–5 business days and card settlement of 1–3 business days, subject to the payment partner. Starter costs $200 a month, billed + 3% + $2 per transaction; Standard costs $500 a month, billed + 3% + $2 per transaction. Enterprise pricing is volume-based.
Good
- Supports one-time and recurring ACH payment links.
- Subscriptions can be paused, resumed, or cancelled.
- Offers WooCommerce, Shopify, API, and webhook options.
- Connects to more than 12,000 US financial institutions.
Watch out
- No free plan is listed.
- Starter costs $200 a month plus transaction fees.
- Merchant accounts may be declined or suspended.
Who it suits
Stryd is aimed at SaaS and subscription platforms, high-ticket businesses, freelancers and service providers, and marketplaces that want to accept bank payments. Its API, webhooks, and listed commerce integrations may suit businesses connecting payment flows to existing systems.
Verdict
Stryd focuses on bank payments, recurring ACH billing, and integrations for merchants and platforms. Review its monthly fees, transaction charges, and account eligibility terms before choosing it.
Plans and prices
From Stryd's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Starter | $2 a month | Pay By Bank checkout and hosted payment links · recurring billing · Plaid verification · dashboard, API and webhooks · WooCommerce · email support · + 3% + $2 per transaction |
| Standard | $500 a month | Everything in Starter · higher processing limits · card processing add-on · virtual terminal · priority email support · + 3% + $2 per transaction |
| Enterprise | Priced on request | Everything in Standard · volume-based fee discounts · dedicated account manager · custom SLAs and onboarding · multi-entity and sub-merchant setup · Volume-based pricing |
The facts
Each one read from Stryd's own pages, with the date it was checked.
What it does
- Balance checks
- The site says transactions are checked against a customer's available balance before processing, with smart account selection when available.checked 7 Oct 2026
- Bank connectivity
- Stryd says customers can connect to more than 12,000 US financial institutions through Plaid.checked 7 Oct 2026
- Funds handling
- Stryd says it does not hold funds; money movement and settlement are handled by its partner bank, Paya (Nuvei).checked 7 Oct 2026
- Integrations
- The product offers a WooCommerce plugin, Shopify checkout flows, a developer API, and webhooks.checked 7 Oct 2026
- Intended users
- The site identifies SaaS and subscription platforms, high-ticket businesses, freelancers and service providers, and marketplaces as target users.checked 7 Oct 2026
- Merchant eligibility
- The terms say Stryd and its payment partners may approve, decline, suspend, hold, or terminate accounts, and may perform KYC/AML verification.checked 7 Oct 2026
- Payment links
- Merchants can create one-time or recurring bank payment links.checked 7 Oct 2026
- Product
- Stryd is Paygen's Pay By Bank product for accepting ACH e-check payments from customers' bank accounts, verified in real time by Plaid.checked 7 Oct 2026
- Security and compliance
- Stryd describes Plaid-based bank verification and says subscription payments use signed NACHA-compliant authorizations.checked 7 Oct 2026
- Settlement
- The terms say ACH settlement is typically 1–5 business days and card settlement is typically 1–3 business days, with timing governed by the payment partner.checked 7 Oct 2026
- Subscriptions
- Recurring ACH subscriptions support weekly, monthly, yearly, or custom intervals and can be paused, resumed, or cancelled.checked 7 Oct 2026
- Support
- The site lists email support, phone support, and WhatsApp contact; its support page also advertises live chat and a developer community forum.checked 7 Oct 2026
Alternatives to Stryd
- 1
OpenACH
Free planOpen sourceAndroidiOSWebAPI7.8Free plan - 2
Rotessa
WebAPImacOSWindows7.3From $0.35 a month - 3
Paymentus
AndroidiOSWebAPI6.8 - 4
Authorize.net
AndroidiOSWebAPI6.7$25 usage-based - 5
ACH Payments
WebAPI6.6 - 6
Plaid
AndroidiOSWebAPI6.6