Unipaas
Unipaas provides managed embedded payment services for SaaS and marketplace platforms that want to offer branded payment journeys.
What Unipaas is
Unipaas provides managed embedded payment services for SaaS and marketplace platforms that want to offer branded payment journeys. It supports cards, bank transfers, Apple Pay, Google Pay, other alternative payment methods, and payments through e-invoices. Card payments include Visa, Mastercard, and American Express, with Strong Customer Authentication. Platforms can manage merchant accounts, balances, commissions, and fund transfers. Vendor onboarding is available through a hosted link, an embedded interface, or an API; Unipaas handles KYC and KYB verification, with managed services also covering AML checks, disputed payments, and regulatory risk. Integration options include payment links, hosted checkout, a Web SDK, and a pay-in API. The API-only server-to-server checkout option is unavailable to platforms without PCI certification. Subscription tools cover multiple plans, free trials, promotional offers, payment retries, and plan changes. Unipaas also describes AI support for onboarding, conversion, declined-payment recovery, messaging, reporting, and revenue recovery. Pricing is available on request.
Good
- Accepts cards, bank transfers, Apple Pay, and Google Pay
- Offers hosted, embedded, and API vendor onboarding
- Includes payment links, hosted checkout, Web SDK, and API
- Subscription tools include retries and plan changes
- States SOC 2 Type 2 and PCI DSS Level 1 certification
Watch out
- Pricing is available only on request
- API-only server-to-server checkout requires PCI certification
Who it suits
Unipaas is aimed at SaaS and marketplace platforms, as well as enterprises offering payments under their own brand. Its listed audiences include digital services, software providers, gig economy platforms, and B2B and B2C marketplaces.
Verdict
Unipaas combines payment acceptance, merchant operations, onboarding, and subscription tools for platforms. Prospective customers need to request pricing, and the server-to-server checkout method has a PCI certification restriction.
Plans and prices
From Unipaas's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Custom pricing | Priced on request | Fees tailored to business model, transaction volumes, payment rails, and growth ambitions; personalised quote |
The facts
Each one read from Unipaas's own pages, with the date it was checked.
What it does
- AI features
- Unipaas says AI supports onboarding, conversion improvement, declined-payment recovery, payment messaging, reporting, and revenue recovery.checked 8 Oct 2026
- Audience
- The company describes its service as intended for SaaS platforms, marketplace platforms, and enterprises.checked 8 Oct 2026
- Card payments
- It supports Visa, Mastercard, and American Express and says its card payment solution integrates Strong Customer Authentication.checked 8 Oct 2026
- Compliance
- Unipaas states it is an FCA-authorised Payment Institution and a PCI DSS Level 1 service provider.checked 8 Oct 2026
- Digital wallets
- The site lists Apple Pay and Google Pay among the available payment methods.checked 8 Oct 2026
- Integration options
- Payment integrations include payment links, hosted checkout, a Web SDK, and a pay-in API; the API-only server-to-server checkout method is unavailable to non-PCI-certified platforms.checked 8 Oct 2026
- Onboarding
- Vendor onboarding is available through a hosted link, embedded UI, or API, with Unipaas handling KYC and KYB verification.checked 8 Oct 2026
- Payment features
- Platforms can manage merchant accounts, balances, commissions, and fund transfers, and accept payments through e-invoices.checked 8 Oct 2026
- Payment methods
- Its pay-in solution supports credit and debit cards, bank transfers, and alternative payment methods including Apple Pay and Google Pay.checked 8 Oct 2026
- Payment operations
- The platform lets users manage merchant accounts, view balances, set platform commissions, and transfer funds.checked 8 Oct 2026
- Pricing
- The pages reviewed direct prospective customers to book a demo and do not state a product price.checked 8 Oct 2026
- Product
- Unipaas provides a managed embedded payments service for SaaS and marketplace platforms, enabling them to offer branded payment journeys.checked 8 Oct 2026
- Risk automation
- The risk and reporting page says its automated checks achieve 80% automatic approvals and can let users begin collecting payments the same day onboarding starts.checked 8 Oct 2026
- Risk management
- Its managed services cover KYC and KYB onboarding, AML checks, disputed payments, and regulatory risk.checked 8 Oct 2026
- Security and compliance
- Unipaas states that it is SOC 2 Type 2 certified, PCI DSS Level 1 certified, and authorised and regulated by the UK FCA as a Payment Institution, licence 929994.checked 8 Oct 2026
- Subscriptions
- The subscription product supports multiple plans, free trials, ramp pricing, promotional offers, payment retries, and plan renewal, modification, pause, or cancellation.checked 8 Oct 2026
- Support
- Unipaas says its teams assist with integration and tailored payment journeys, and its contact page says support is provided in English.checked 8 Oct 2026
- Vertical tools
- Industry-specific examples include Tax-Free Childcare for nurseries, an AI Copilot for invoice follow-ups, POS terminals, and QR codes for field teams.checked 8 Oct 2026
- What it does
- Unipaas provides managed embedded payment services for SaaS and marketplace platforms, including branded payment journeys and payment operations.checked 8 Oct 2026
- Who it is for
- Unipaas lists digital services, independent software providers, SaaS businesses, gig economy platforms, and B2B and B2C marketplaces as customers it serves.checked 8 Oct 2026
The company
- Founded
- 2020checked 28 Sep 2026
- Headquarters
- London, United Kingdomchecked 28 Sep 2026
Alternatives to Unipaas
- 1
Stripe Connect
AndroidiOSWebAPI8.0From $20.25 a month - 2
Checkout.com
Free planAndroidiOSWebAPI7.7Free plan - 3
Adyen
AndroidiOSWebAPI7.5$0.13 one-time - 4
Airwallex Platform APIs and Embedded Finance
Free planAndroidiOSWebAPI7.3Free plan - 5
Rainforest
AndroidiOSWebAPI7.3From $0.20 a month - 6
Rapyd
AndroidiOSWebAPI6.8From $99 a month