TROY AssurePay Check

TROY AssurePay Check is cloud-based check-printing software aimed at medium-to-large businesses running controlled payment operations. It is best suited to finance teams that need batch approvals, audit visibility, and bank-file workflows rather than a simple personal check utility. The main trade-off is a business-oriented purchasing process and a Windows requirement for physical printing.

Overview

AssurePay Check covers the operational path from importing a payment batch to reviewing, approving, and printing checks. It can also create individual checks, sample checks for testing, and blank checks for field use, so it accommodates both scheduled runs and exceptions. Supported applications include payroll, accounts payable, claim checks, explanation-of-benefits payments, direct-deposit slips, and wealth-management disbursements.

TROY describes integration with existing ERP and CRM systems, but no named products are identified. In practice, the integration claim is most useful to organizations that can align their systems with the software's file-based workflow. Audit reports showing every check created provide a useful issuance record for finance and compliance teams.

Key features

Batch imports and approvals

XML, CSV, TXT, and flat-text imports cover common export formats from accounting and payment systems. This gives established businesses a practical route into batch processing, although the usefulness depends on whether their source system can produce compatible files. Review and authorization are available through desktop, tablet, and mobile browsers, with Chrome, Firefox, Safari, and Microsoft Edge supported. Approvers can therefore work away from the print station without moving the entire process to a mobile app.

Controls, security, and records

Multi-factor authentication, single sign-on, IP-address restrictions, and role-based account restrictions provide a stronger control framework than an informal shared-check process. These controls matter when several people prepare, approve, or release payments. Audit reporting that records each check created adds traceability after issuance.

Printing and Positive Pay

MICR printing, customizable layouts, and blank-check support address operational check production, while the Positive Pay add-on creates files for a bank to verify check authenticity. Positive Pay is valuable for organizations with bank fraud-control requirements, but it increases the total cost beyond the core subscription. Browser access does not remove the print-station constraint: the datasheet requires a Windows-compatible device and lists Windows 10 in the system requirements.

Hosting and support

The service is hosted on Microsoft Azure, with regional options in the United States, Canada, Latin America, and other locations. U.S.-based technical support is included with the software license or subscription. TROY was founded in 1963 and introduced AssurePay Check in 2021, giving the product a long-established vendor behind a comparatively newer service.

Pricing

The AssurePay Check plan uses custom pricing for medium-to-large businesses, so a quote is required before purchase. That model is appropriate when deployment, user roles, hosting region, printing volume, or Positive Pay requirements need commercial discussion, but it makes direct budget comparison difficult. Positive Pay is an extra-cost add-on rather than part of the base package. No lower self-serve tier is offered, so smaller organizations should expect a less predictable buying process and should confirm subscription or license terms, capacity, and user coverage in their quote.

Platforms

AssurePay Check is listed for Android, iOS, Linux, macOS, web, and Windows. The broad platform listing applies to access, while actual check printing still requires a Windows-compatible device running Windows 10. Teams can therefore authorize batches from supported browsers on varied hardware, but they need a Windows print endpoint for production output.

Who it's for

This is a strong fit for medium-to-large companies with recurring payroll or accounts-payable runs, multiple approval roles, and a need to send Positive Pay files to their bank. It also suits organizations that need regional cloud hosting, SSO, or a complete audit trail. It is less suitable for a small business wanting a transparent monthly price, a purely browser-based print setup, or a lightweight personal check tool; the quote-based sale, add-on pricing, and Windows print dependency add friction in those cases.

Pros and cons

Pros

• Structured batch workflow: Upload, review, approval, and printing are joined in one process for controlled payment runs.
• Flexible file intake: XML, CSV, TXT, and flat-text imports accommodate varied accounting exports.
• Useful control layer: MFA, SSO, IP restrictions, and role-based restrictions support segregation of duties.
• Operational breadth: One-off, sample, and blank checks extend the product beyond routine batch output.
• Browser approvals: Approvers can use desktop, tablet, or mobile browsers while printing remains centralized.

Cons

• Custom pricing: Buyers cannot assess cost from a published plan price, and Positive Pay costs extra.
• Windows printing dependency: A Windows-compatible device is still required even though access spans other platforms.
• Integration uncertainty: ERP and CRM integration is promised without named products, so compatibility needs confirmation.

Alternatives

For a broader category shortlist, see Check Printing Software.

Choose CHECKPRINT instead if you want a freemium option with Android, iOS, and web access, including a free tier with one bank account and unlimited checks that carry a watermark.

Zil Money is a better direction when a free tier with limited monthly transactions or a business plan advertising unlimited transactions is more important than AssurePay Check's approval controls.

Pick ChequePro for Windows-only use with a free-forever tier covering one device, three bank accounts, and one company, or a one-time Essential purchase.

SimpleChex suits a web-only small business that can live with 10 checks per month on its free, single-user tier.

Consider Cheqaat when a 30-day no-card trial and unlimited cheque printing are preferable to quote-based procurement.

ChequeMaster is an option for personal, non-commercial Windows use with broad free layout and bank limits but no vouchers or reports.

Choose PrintCheck for free web printing with no signup, up to 500 checks per batch, and five templates.

SwiftCheckPrint is a free web alternative offering guest use and no subscription when you supply the printer and compatible stock.

Verdict

Choose TROY AssurePay Check if your organization needs a governed, auditable check workflow with browser approvals, file imports, MICR output, and optional Positive Pay. Its central advantage is control across business payment batches. Look elsewhere if you need published pricing, a small-business self-serve plan, or printing without a Windows device.