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Triple-A

Triple-A enables businesses to send and receive stablecoin and local-currency payments without holding or managing digital currency themselves.

Place
#12 of 20
Score
5.9
Triple-A's website

What Triple-A is

Triple-A enables businesses to send and receive stablecoin and local-currency payments without holding or managing digital currency themselves. Its checkout accepts stablecoins, confirms payments instantly, locks exchange rates, and supports next-day bank settlement in a merchant's preferred currency. The company also lists Bitcoin, Ethereum, and other digital currencies across major blockchain networks. Businesses can pay sellers, affiliates, marketplace partners, contractors, and other recipients worldwide in stablecoin or local currency. Multicurrency accounts collect euros through SEPA and SEPA Instant using named IBANs, then route funds to bank accounts, wallets, or local-currency payouts across more than 70 countries. Triple-A says merchants can sell to customers in more than 140 countries. Payment flows can be integrated through APIs, while payment requests can be created without an integration; checkout options include Wix and OpenCart. Triple-A lists e-commerce, travel and hospitality, gaming, professional services, trading platforms, creator economy, fintech wallets, gift cards, Web3, and cross-border trade among its use cases. The company says it operates under SOC 2 Type II controls and lists payment or digital-asset authorizations and registrations in several jurisdictions. Fees are negotiated during onboarding rather than published as a fixed plan price.

Good

  • Checkout supports stablecoin payments and next-day bank settlement.
  • Businesses can create payment requests without an integration.
  • APIs support customized payment flows.
  • Multicurrency accounts route funds across 70+ countries.

Watch out

  • Fees are negotiated during onboarding, not published as a fixed price.
  • Triple-A does not provide custody unless expressly agreed in writing.
  • Reported July 2026 incident affected its operational wallets.

Who it suits

Triple-A suits businesses seeking to accept digital-currency payments while settling in local currency, or to send payouts to international recipients. Its listed use cases span e-commerce, travel, gaming, fintech, and other business sectors.

Verdict

Triple-A offers checkout, payment requests, payouts, and multicurrency collection for businesses working with digital-currency rails. Prospective customers should clarify negotiated fees and custody terms during onboarding.

Plans and prices

From Triple-A's own pricing page, checked 1 Oct 2026.

All about pricing
PlanPriceWhat it gives you
Contracted customer feesPriced on requestnegotiated at onboarding · transaction volume · settlement arrangements · supported currencies

The facts

Each one read from Triple-A's own pages, with the date it was checked.

What it does

Business use cases
The site lists e-commerce, travel and hospitality, gaming, professional services, trading platforms, creator economy, fintech wallets, gift cards, and Web3 among its target sectors.checked 30 Sep 2026
Checkout
Its checkout product accepts stablecoins and offers next-day bank settlement in the merchant’s preferred currency.checked 1 Oct 2026
Core product
Triple-A lets businesses send and receive payments through stablecoin rails and local currencies without holding or managing digital currency.checked 1 Oct 2026
Coverage
The company says merchants can sell to customers in 140+ countries and reach 700M+ digital-currency users.checked 1 Oct 2026
Currencies
Triple-A says it supports stablecoins such as USDC and USDT, as well as Bitcoin, Ethereum, and other digital currencies across major blockchain networks.checked 30 Sep 2026
Custody limitation
The terms say Triple-A does not provide custody services for digital payment tokens unless expressly agreed in writing.checked 1 Oct 2026
Data protection
Its privacy policy references Singapore PDPA, EU GDPR, CCPA, Hong Kong PDPO and UAE data-protection law, and says it uses technical, organisational and contractual safeguards.checked 1 Oct 2026
Integration
Triple-A supports API integration, a merchant dashboard and automated bulk payouts.checked 1 Oct 2026
Licensing
The site states that its entities hold payment or money-transmission authorizations in Singapore, the EU, and various U.S. states, and lists registrations in Canada.checked 30 Sep 2026
Multicurrency accounts
Its multicurrency accounts collect EUR through SEPA and SEPA Instant using named IBANs, then route funds to bank accounts, stablecoin wallets, or local-currency payouts across 70+ countries.checked 30 Sep 2026
No local entity
The multicurrency account page says businesses can access EUR collection rails without setting up a local EU entity or bank account.checked 30 Sep 2026
Payment acceptance
Its checkout supports stablecoin payments, instant confirmation, locked-in exchange rates, and next-day bank settlement.checked 30 Sep 2026
Payment links
Its invoicing tool can create and send payment requests without an integration.checked 1 Oct 2026
Payouts
Businesses can send stablecoin payouts to sellers, affiliates, marketplace partners, customers and other recipients.checked 1 Oct 2026
Pricing
The General Terms say contracted customer fees are set in the applicable agreement or fee schedule and negotiated during onboarding; no fixed public plan price is stated there.checked 30 Sep 2026
Product
Triple-A enables businesses to send and receive stablecoin payments globally while settling in local currency, without requiring businesses to hold or manage digital currency.checked 30 Sep 2026
Regulation
Triple-A lists payment and digital-asset licences or registrations in Singapore, the European Union, the United States and Canada.checked 1 Oct 2026
Security
Triple-A says it operates under SOC 2 Type II certified controls and that businesses do not hold digital currency on their balance sheets.checked 30 Sep 2026
Security controls
Triple-A says it operates under SOC 2 Type II certified controls.checked 1 Oct 2026
Security incident
Triple-A reported that a July 2026 incident affected its own operational wallets, while client funds were held separately in trust accounts and were not affected.checked 1 Oct 2026

The company

Company
Triple-A says it was incorporated in Singapore in 2020.checked 30 Sep 2026
Founded
2020checked 28 Sep 2026
Headquarters
Singaporechecked 28 Sep 2026

Money

Free access
Triple-A's Help Center says businesses can sign up for a free merchant account or request a free demo session.checked 30 Sep 2026

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