NOWPayments
NOWPayments lets businesses accept cryptocurrency payments through websites, online stores, and social media accounts.
What NOWPayments is
NOWPayments lets businesses accept cryptocurrency payments through websites, online stores, and social media accounts. Its gateway supports 350+ crypto coins and 75+ fiat coins. Payment options include cryptocurrency and fiat payments through supported providers, including credit card and bank transfer via Banxa. Businesses can use invoices, subscriptions, payment buttons, donation tools, point of sale, widgets, plugins, or a white-label option. The API supports instant payment notifications and allows one order to be paid using multiple cryptocurrencies. Named ecommerce integrations include WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid. NOWPayments describes the service as non-custodial and says it does not hold or store customer funds. It also offers automatic conversion of received crypto into a chosen cryptocurrency using ChangeNOW. Account controls include two-factor authentication, role-based access control, and withdrawal whitelisting; the site advertises 24/7 support. Network fees required by blockchains are excluded from the listed free Standard payment processing plan; enterprise pricing is available on request.
Good
- Supports 350+ crypto coins and 75+ fiat coins.
- Offers subscriptions and marketplace payments.
- API supports instant payment notifications.
- Includes two-factor authentication and withdrawal whitelisting.
- Advertises 24/7 support.
Watch out
- No free plan is listed.
- Blockchain network fees are excluded.
- Enterprise pricing is available on request.
- Customer verification and document requests may apply under AML/KYC policy.
Who it suits
NOWPayments suits businesses that want to accept crypto payments online or through social media, including ecommerce, SaaS, marketplace, charity, payroll, and travel operators. Its API and plugins may suit businesses building payments into existing systems.
Verdict
NOWPayments combines multiple payment formats with an API, ecommerce plugins, and account security controls. Businesses should account for blockchain network fees and the possibility of customer verification under its AML/KYC policy.
Plans and prices
From NOWPayments's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Standard payment processing | Free | Network fees required by blockchains are excluded · Enterprise pricing available on request |
| Autoconverted or fixed-rate payments | — | 1.5% service fee · network fee |
| Off-chain conversions | — | 1% conversion fee |
| Payments without conversion | — | 1% service fee · network fee |
| Withdrawals and mass payouts | — | 0% service fee · blockchain network fee only |
The facts
Each one read from NOWPayments's own pages, with the date it was checked.
What it does
- AML and KYC
- NOWPayments says suspicious transactions may be held while merchants or customers provide KYB/KYC documents.checked 15 Oct 2026
- AML/KYC
- Its AML/KYC policy says the company may verify customers, request identity or corporate documents, and screen customers against sanctions lists.checked 8 Oct 2026
- API
- Its payment API supports instant payment notifications and allows one order to be paid using multiple cryptocurrencies.checked 8 Oct 2026
- API products
- The API catalogue includes payment, mass-payouts, custody, customer-management, recurring-payments and fiat-withdrawals APIs.checked 15 Oct 2026
- Automatic conversion
- Merchants can automatically convert incoming cryptocurrency into a preferred coin or stablecoin.checked 15 Oct 2026
- Checkout tools
- Products include invoices, payment links, payment buttons, embedded widgets, subscriptions, donations and point-of-sale tools.checked 15 Oct 2026
- Documentation
- Official API documentation is provided through Postman collections, with API materials advertised for 13 programming languages.checked 15 Oct 2026
- E-commerce integrations
- Official CMS integrations cover WooCommerce, Magento 2, OpenCart, WHMCS, PrestaShop, Shopify, Ecwid and Zen Cart.checked 15 Oct 2026
- Email payouts
- Email payouts can scale from 1 to 100,000 recipients and are described as completing in under 10 seconds inside the ChangeNOW ecosystem.checked 15 Oct 2026
- Fiat operations
- The API page says merchants can accept deposits in more than 20 fiat currencies and withdraw fiat profits.checked 15 Oct 2026
- Integrations
- NOWPayments names WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid among its ecommerce plugin integrations.checked 8 Oct 2026
- Intended customers
- The site presents solutions for ecommerce, casinos, gaming, adult platforms, trading platforms, SaaS, marketplaces, charities, payroll, and travel businesses.checked 8 Oct 2026
- Legal entity
- NOWPayments' privacy documentation identifies NOWPayments Ltd, registry code 224532, incorporated in Seychelles.checked 15 Oct 2026
- Limit: G2 fees and interface
- G2 reviewers mention high conversion fees, limited fee transparency, an unattractive interface and no dark mode.checked 15 Oct 2026
- Limit: plugin maintenance
- An independent review reports that only the WooCommerce plugin was recently updated, while several other CMS integrations had releases dating from 2020–2022.checked 15 Oct 2026
- Limit: Shopify integration
- The same review says the Shopify guide no longer works after Shopify made scripts view-only and found no NOWPayments Shopify App Store app.checked 15 Oct 2026
- Limit: Trustpilot processing delays
- Some Trustpilot reviewers report delayed processing or weak status updates; NOWPayments attributes speed to network and asset conditions.checked 15 Oct 2026
- Mass payouts
- Mass Payouts supports dashboard CSV uploads or API calls and can send to up to 1,000 addresses in one operation.checked 15 Oct 2026
The company
- Company
- NOWPayments says it was founded in 2019 by the team behind ChangeNOW and identifies its operator as FD Transfers LLC, incorporated in Saint Vincent and the Grenadines.checked 8 Oct 2026
- Company addresses
- The About page lists a registered address in Kingstown, Saint Vincent and the Grenadines, and a postal address in Tallinn, Estonia.checked 8 Oct 2026
- Company profile
- LinkedIn lists NOWPayments as privately held, founded in 2019, headquartered in Tallinn, Estonia, with 11–50 employees.checked 15 Oct 2026
- Crunchbase ownership record
- Crunchbase identifies the active private company as CHN Group Limited and says it was created in 2019 by the ChangeNOW team.checked 15 Oct 2026
- Founded
- 2019checked 28 Sep 2026
Where it runs
- Limit: G2 mobile and POS
- G2 reviewers complain that there is no mobile application and no point-of-sale support.checked 15 Oct 2026
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