CoinPayments

C tier on Crypto Payment ProcessorsScore 6.9 · #3 of 20

Android app: Not listed
Free plan: No
Runs on: api, Web

coinpayments.net

Summary

CoinPayments gives merchants tools for accepting cryptocurrency payments, including processing, wallets, invoices, and payment integrations. Its homepage says it accepts more than 40 cryptocurrencies. When creating an invoice, merchants can lock in an exchange rate; incoming deposits can be detected within seconds and risk-screened before blockchain confirmation. The service supports batching withdrawals from multiple callback addresses into one transaction fee, with stated savings of up to 90%. Its REST JSON API covers wallets, transactions, invoices, and signed webhooks, and official SDKs are available for Python, JavaScript/Node.js/TypeScript, and PHP. Official plugins are listed for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are in development. Checkout options include hosted checkout, invoice links, Buy Now buttons, white-label checkout, payment buttons, e-commerce plugins, and API-generated invoices. Listed settlement plans charge 3% plus network fees per payment, 3% for coins and tokens, or 3% plus a network fee for a batch settlement. CoinPayments says EU/EEA clients cannot be served after 1 July 2026 due to MiCA requirements.

Who it is for

It is aimed at merchants seeking cryptocurrency payment processing with wallet, invoice, and API options. It may fit stores using WooCommerce or WordPress, though the listed official plugins cover WooCommerce and WHMCS.

What is good

Accepts more than 40 cryptocurrencies
Invoices can lock exchange rates
Offers REST JSON API and signed webhooks
Official SDKs cover Python, JavaScript, and PHP

What to know first

Listed fees are 3%, sometimes plus network fees
Official plugins listed only for WooCommerce and WHMCS
Cannot serve EU/EEA clients after 1 July 2026

Verdict

CoinPayments combines crypto payment acceptance with invoices, wallets, checkout choices, and developer tools. Merchants should weigh the settlement fees, plugin coverage, and stated EU/EEA service cutoff.

CoinPayments plans and pricing

All plans

ASAP Mode Free 3% + network fee per individual payment coinpayments.net · 4 Oct 2026

Payment processing to balance Free 3% fee for coins and tokens; payments deposited to wallet coinpayments.net · 4 Oct 2026

Nightly Mode Free 3% + network fee for the whole batch settlement coinpayments.net · 4 Oct 2026

Compared on crypto payment processors

Settlement type: bothcoinpayments.net
Transaction fee: 0.5 %coinpayments.net
Hosted checkout: Yescoinpayments.net
Crypto invoices: Yescoinpayments.net
Payment API: Yescoinpayments.net
Checkout methods: hosted checkout, invoice links, Buy Now buttons, white-label checkout, payment buttons, e-commerce plugins, API-generated invoicescoinpayments.net
Supported platforms: WooCommerce, WordPresscoinpayments.net

Facts

Product: CoinPayments provides merchants with crypto payment processing, wallets, invoices, and payment integrations.coinpayments.net · 4 Oct 2026
Currencies: The homepage states that more than 40 cryptocurrencies are accepted for payments.coinpayments.net · 4 Oct 2026
Invoices: Merchants can lock in exchange rates when creating an invoice.coinpayments.net · 4 Oct 2026
Withdrawals: The homepage says merchants can batch withdrawals from multiple callback addresses and pay one transaction fee, with savings of up to 90%.coinpayments.net · 4 Oct 2026
Payment detection: Incoming deposits can be detected within seconds, with risk screening before blockchain confirmation.coinpayments.net · 4 Oct 2026
Custody: The homepage says custodial arrangements may include insurance coverage for merchant funds.coinpayments.net · 4 Oct 2026
Security: The homepage describes MPC-backed signing, where private keys are not stored in one place or exposed in full during signing.coinpayments.net · 4 Oct 2026
Compliance: The homepage states CoinPayments is backed by ISO 27001 certification and AML/KYC frameworks.coinpayments.net · 4 Oct 2026
API: The REST JSON API supports wallets, transactions, invoices, and signed webhooks.docs.coinpayments.net · 4 Oct 2026
Integrations: The current documentation lists official plugins for WooCommerce 6.0+ and WHMCS 9.0+; other platforms are described as in development.docs.coinpayments.net · 4 Oct 2026
SDKs: Official SDKs are available for Python, JavaScript/Node.js/TypeScript, and PHP.docs.coinpayments.net · 4 Oct 2026
Support: The API getting-started guide offers personalized integration support through a call with the Integrations team.docs.coinpayments.net · 4 Oct 2026
Withdrawal minimum: The FAQ says minimum withdrawal amounts vary by coin and are generally twice the network fee.coinpayments.net · 4 Oct 2026
Regional availability: The FAQ says CoinPayments cannot serve clients based in the EU/EEA after 1 July 2026 due to MiCA requirements.coinpayments.net · 4 Oct 2026