Torpago

What Torpago is

Torpago is a white-label web and mobile platform for banks building branded business card programs and spend management tools. It combines spend controls, bill pay, approvals, and reimbursements with physical and virtual cards. Finance teams can follow transactions in real time, categorize and search them, review history, and flag activity against policy. Receipt tools support capture, storage, transaction matching, OCR, verification workflows, and email receipt processing. Expense approvals can use configurable multi-level or team-based routes, with notifications, reminders, and delegation. Reporting includes spend analytics, custom reports, exports, dashboard snapshots, and statement generation. Employees can submit reimbursement requests while finance tracks approvals, payouts, and reports. Torpago names NetSuite, QuickBooks, and Gusto integrations, along with an open API and import and export tools. The platform also supports policy creation and enforcement, compliance monitoring, and violation reporting. Torpago says its security practices include encryption at rest and SOC 2-aligned operations. Pricing is available on request; the site invites visitors to book a demo.