Refact.ai
Refact.ai is an open-source autonomous AI coding agent for software development.
What Refact.ai is
Refact.ai is an open-source autonomous AI coding agent for software development. It combines real-time code completion, in-IDE chat, codebase indexing, terminal access, and agent workflows. The agent can plan, execute, and deploy coding tasks while letting users preview and control its process. In-IDE chat handles natural-language questions, editing, debugging, and code generation. Repository analysis and retrieval-augmented generation provide project-aware suggestions. Refact supports more than 25 programming languages and integrates with tools including GitHub, GitLab, Docker, databases, CI/CD pipelines, and MCP. Plugins are listed for VS Code and JetBrains, with Visual Studio, Neovim, and Sublime Text marked beta. The local-first product uses configured providers, runtimes, and integrations. A free plan is available at no cost for personal and hobby projects; Pro is $10 a month for professional use.
Good
- Free plan for personal and hobby projects
- Agent can plan, execute, and deploy tasks
- Supports more than 25 programming languages
- Codebase indexing and terminal access
- Plugins cover several major IDEs
Watch out
- Some listed IDE plugins are beta
- Hosted accounts and cloud features are retiring
- Pro costs $10 a month
Who it suits
It suits developers and teams wanting coding assistance across multiple editors, operating systems, and configured local or hosted model providers. The Free plan targets personal and hobby projects, while Pro and Enterprise address professional and engineering-team use.
Verdict
Refact.ai combines editor assistance with an agent that can handle broader coding workflows. Its free local-first offering and broad IDE coverage may suit individual developers, while teams should note the hosted-service retirement and beta plugin status.
Plans and prices
From Refact.ai's own pricing page, checked 11 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | For personal and hobby projects · Autonomous AI Agent limited daily usage · In-IDE chat with 32k context · Unlimited Qwen2.5-Coder completions · Code-aware vector database (RAG) |
| Pro | $10 a month | For professional use · 40 Autonomous AI Agent requests/day · Unlimited in-IDE chat with 64k context · Additional code completion models · From $10/month |
| Enterprise | Priced on request | On-premise, SaaS, or AWS deployment · LLM fine-tuning on company codebase · Multi-GPU optimization · Code privacy · Priority support and onboarding |
The facts
Each one read from Refact.ai's own pages, with the date it was checked.
What it does
- Agent workflows
- The agent can plan, execute, and deploy coding tasks, and users can preview and control its process.checked 11 Oct 2026
- Audience
- The Free plan is presented for personal and hobby projects, Pro for professional use, and Enterprise for engineering teams.checked 11 Oct 2026
- Chat assistance
- Yeschecked 22 Sep 2026
- Cloud status
- Refact announced that hosted accounts, managed inference, credits, subscriptions, cloud billing, and team cloud features are being retired; it says there will be no paid hosted service after the transition.checked 11 Oct 2026
- Codebase indexing
- Yeschecked 22 Sep 2026
- Code completion
- Refact.ai predicts code in real time and says its completion uses Qwen2.5-Coder and retrieval-augmented generation.checked 11 Oct 2026
- Code context
- The product uses repository analysis and retrieval-augmented generation to provide project-aware suggestions and completions.checked 11 Oct 2026
- Coding agent
- Yeschecked 22 Sep 2026
- Data collection
- The privacy policy states that Refact.ai does not collect data on the server side.checked 11 Oct 2026
- Deployment
- Enterprise deployment options include on-premise, SaaS, and AWS; on-premise deployment is described as keeping code on the customer’s servers.checked 11 Oct 2026
- Enterprise
- The enterprise page describes on-premise deployment and company-specific fine-tuning, and advertises dedicated support from setup through fine-tuning.checked 11 Oct 2026
- IDE availability
- The site lists plugins for VS Code, JetBrains IDEs, Visual Studio beta, Neovim beta, and Sublime Text beta.checked 11 Oct 2026
- IDE support
- The download page lists plugins for VS Code and JetBrains IDEs, with Visual Studio, Neovim, and Sublime Text marked beta.checked 11 Oct 2026
- In-IDE chat
- Its in-IDE chat supports natural-language code questions, editing, debugging, and generation.checked 11 Oct 2026
- In-IDE tools
- Refact offers in-IDE chat for asking questions, editing, debugging, and generating code, plus real-time code completions.checked 11 Oct 2026
- Integrations
- The maker lists GitHub, GitLab, Docker, PostgreSQL, MySQL, databases, CI/CD pipelines, and MCP among its integrations and tools.checked 11 Oct 2026
- Languages
- The maker says Refact supports more than 25 programming languages.checked 11 Oct 2026
- Local data flow
- The maker says the current local-first product sends requests only to the providers, local runtimes, and integrations users configure.checked 11 Oct 2026
- Model choice
- Refact’s cloud-shutdown notice says its local product supports configured providers including OpenAI, Anthropic, Gemini, DeepSeek, OpenRouter, Groq, xAI, and custom OpenAI-compatible endpoints, as well as Ollama, LM Studio, and vLLM runtimes.checked 11 Oct 2026
- Models
- The site lists Claude 4, GPT-4o, Grok, Gemini, DeepSeek, and Mistral among model options, and says users can bring their own API key.checked 11 Oct 2026
- Privacy policy
- The privacy policy says data is encrypted in transit and at rest, access is controlled and monitored, and role-based access controls and multifactor authentication are used.checked 11 Oct 2026
- Product
- Refact describes itself as an open-source autonomous AI coding agent for software development.checked 11 Oct 2026
The company
- Company
- The about page identifies Small Magellanic Cloud AI Ltd. and says Refact.ai was founded by a former OpenAI team member.checked 11 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
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