Portfolio Performance

Overview

Portfolio Performance is a free, open-source desktop application for tracking securities portfolios across accounts and analyzing their returns. It suits investors who want detailed portfolio records and analysis without paying for desktop software. The main trade-off is that its mobile app is for viewing and analysis, not editing.

Key features

The desktop application calculates both true time-weighted return and internal rate of return, giving investors complementary ways to assess performance. Overviews, charts, historical prices, security classification, allocation analysis, risk analysis, tax-lot tracking and rebalancing make it useful for examining both results and portfolio composition.

Users can record purchases, sales, taxes, fees and other transactions, or import statements from online banks and brokers. Historical prices can come from sources such as HTML, JSON, Yahoo Finance, Quandl, AlphaVantage and CoinGecko, alongside a built-in provider for German and US stocks. This flexibility helps cover different holdings, though it also makes price data dependent on the sources configured.

Portfolio data is stored in XML and can be exported as CSV or JSON. The source code is licensed under the Eclipse Public License 1.0. For mobile use, the app reads the desktop portfolio file; it does not let users edit portfolio data. It supports configured historical-price sources such as Yahoo Finance, CoinGecko and Eurostat HICP, but not latest-price configurations. Mobile users can access files through the operating system and third-party cloud apps; reported services include iCloud, Google Drive, OneDrive and Jottacloud.

The mobile app supports 36 of the desktop app's 48 dashboard widgets, with volatility and portfolio fee rate among those unavailable. It is compatible with iOS 12 and Android 7 or later, though large files and complex calculations may need a more powerful device. Password-protected files use AES256 encryption, financial bookings are processed on the phone, and basic local use does not transmit portfolio files to the service. Desktop help is directed to the maker's forum; mobile support is by email.

Pricing

The free desktop plan is the clear fit for investors who can manage their portfolio on a computer. The paid plans are for users who want dashboards in the mobile app; the annual subscription costs less than paying the monthly rate for a full year, but both renew automatically unless canceled in time.

Platforms

The desktop application is available for Linux, macOS and Windows; mobile apps are available for Android and iOS. The mobile app requires Android 7 or later or iOS 12 or later. It is a companion for reading and analyzing the desktop portfolio, not a standalone way to maintain it.

Who it's for

Portfolio Performance is a strong fit for investors who want detailed, multi-account securities tracking, multiple return calculations and control over transaction and price-source data, and who are comfortable using desktop software as the editing hub. It is a weaker fit for people who need to add or change transactions from their phone, or who expect every desktop dashboard widget and latest-price configuration to work in the mobile app.

Pros and cons

• Pros: The desktop application is free and open-source, with performance, allocation and risk analysis alongside tax-lot tracking.
• Pros: Transaction entry and statement imports support detailed portfolio records, while XML storage and CSV or JSON export offer portable data formats.
• Cons: Mobile access is limited to viewing and analysis, so portfolio changes still require the desktop application.
• Cons: The mobile app omits 12 desktop dashboard widgets, including volatility and portfolio fee rate, and does not use latest-price configurations.
• Cons: Large files and complex calculations may strain less powerful phones.

Alternatives

For more options, browse Portfolio Management Software. Tamarac is a paid alternative with web, iOS and Android platforms. Addepar is paid and web-based. Black Diamond Wealth Solutions is a paid option with web and mobile apps and no free plan. FinFolio is a paid option for web, iOS and Android. SimCorp One is paid. Wealthfolio offers a free plan and broader platform coverage, including self-hosted and web access; its Basic plan costs $2.99 a month, billed monthly, or $29 billed yearly, for one person and up to six devices with device sync but no broker connections. Landytech Sesame One is paid with no free plan and supports web and mobile; Sesame One Professional is under £100m AUM, while Sesame One adds a dedicated success manager and SLA, with custom pricing. Masttro is a paid option for web, iOS and Android.

Verdict

Choose Portfolio Performance if you want a free desktop base for rigorous portfolio tracking and analysis, with a mobile companion for checking rather than changing records. Look elsewhere if phone-based portfolio editing is essential or you need the full desktop dashboard set on mobile.