Wealthfolio
Wealthfolio is a local-first, open-source investment tracker and personal finance app.
What Wealthfolio is
Wealthfolio is a local-first, open-source investment tracker and personal finance app. It tracks investment holdings, performance, allocation and income, and can import CSV statements from brokers or banks. Users can also follow net worth across properties, vehicles, collectibles, precious metals, cash and liabilities. Planning tools cover goals, savings projections, retirement and FIRE simulations, rebalancing and contribution-limit tracking. The built-in AI assistant can answer portfolio questions, import transactions and suggest asset classifications and spending categories; users can supply an API key or use local models. Financial data is stored in a local SQLite database. Wealthfolio Connect offers read-only broker connections through SnapTrade and supports 42+ institutions; the app says it does not receive broker logins, while encryption keys stay on the user's device. Wealthfolio has a free desktop and self-hosted core with manual accounts, transactions and CSV imports. Other listed plans include Essentials at $7.99 a month and Duo at $12.99 a month.
Good
- Tracks holdings, performance, allocation and income.
- Imports broker and bank CSV statements.
- Tracks properties, vehicles, cash and liabilities.
- Offers retirement and FIRE simulations.
- Free desktop and self-hosted core is available.
Watch out
- Basic includes no broker connections.
- Basic supports up to six devices.
- Plus is listed as coming soon.
Who it suits
Wealthfolio suits people who want to track investments and broader net worth in a local-first app. It also offers planning tools, optional broker connections and AI features for users who want them.
Verdict
Wealthfolio combines investment tracking with net-worth records and planning features. Its free core supports manual accounts and CSV imports, while broker sync and other capabilities vary by plan.
Plans and prices
From Wealthfolio's own pricing page, checked 1 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Basic | $2.99 a month | 1 person · Up to 6 devices · Device sync · No broker connections · Billed monthly; $29 billed yearly |
| Essentials | $7.99 a month | 1 person · Up to 5 institution connections · Automatic brokerage sync · Bring Your Own Key AI · Billed monthly; $79 billed yearly |
| Duo | $12.99 a month | 2 people · Up to 12 institution connections · Shared household view · Bring Your Own Key AI · Billed monthly; $129 billed yearly |
| Plus | $24.99 a month | Personalized portfolio briefs · Holdings news and events · Licensed market intelligence · AI assistant without API key · Billed monthly; $249 billed yearly · Coming soon |
| Wealthfolio core | Free | Desktop and self-hosted core · Manual accounts and transactions · CSV imports · Free forever |
The facts
Each one read from Wealthfolio's own pages, with the date it was checked.
What it does
- Add-ons
- Wealthfolio supports TypeScript/React add-ons through a sandboxed runtime and permission-based security model.checked 1 Oct 2026
- AI assistant
- The built-in AI assistant answers portfolio questions, imports transactions and suggests asset classifications and spending categories; users can bring an API key or use local models.checked 1 Oct 2026
- Allocation analysis
- Yeschecked 20 Sep 2026
- Asset class coverage
- multi_asset_alternativeschecked 20 Sep 2026
- Broker integrations
- Wealthfolio Connect uses SnapTrade, a SOC 2 Type II certified aggregator, and supports 42+ institutions listed on its brokerage directory.checked 1 Oct 2026
- Connection access
- Broker connections are read-only and Wealthfolio says it never receives broker logins.checked 1 Oct 2026
- Data storage
- The app stores financial data locally in an SQLite database, while Connect does not store transactions, holdings, balances or portfolio history.checked 1 Oct 2026
- Encryption
- Connect encrypts data on the device before syncing, and encryption keys never leave users' devices.checked 1 Oct 2026
- Investment tracking
- It tracks holdings, performance, allocation and income and imports CSV statements from brokers or banks.checked 1 Oct 2026
- Net worth
- It tracks properties, vehicles, collectibles, precious metals, cash and liabilities over time.checked 1 Oct 2026
- Paid from
- 2.99checked 20 Sep 2026
- Performance reporting
- Yeschecked 20 Sep 2026
- Purpose
- Wealthfolio is a local-first, open-source investment tracker and personal finance app.checked 1 Oct 2026
- Risk analysis
- Yeschecked 20 Sep 2026
- Support
- Self-hosting documentation directs users to Discord, GitHub Issues and the AGPL-3.0 source repository for help and source access.checked 1 Oct 2026
- Tax-lot tracking
- Yeschecked 20 Sep 2026
- Telemetry
- The app says it makes external calls only to market-data providers and the updater, with no analytics or telemetry.checked 1 Oct 2026
Money
- Free plan
- Yeschecked 20 Sep 2026
- Planning
- Its planning tools include goals, save-up projections, retirement and FIRE simulations, rebalancing and contribution-limit tracking.checked 1 Oct 2026
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