Finary
Finary is an app for tracking money, investments, and net worth across connected accounts and assets.
What Finary is
Finary is an app for tracking money, investments, and net worth across connected accounts and assets. Its connectors can synchronize accounts from over 20,000 banks and institutions, and users can add assets and liabilities such as real estate, crypto, precious metals, and startup holdings. Portfolio tools report performance and break down holdings by geography, sector, and market segment. Budgeting features track income and expenses and help identify recurring expenses; a fee scanner is designed to surface investment fees and lower-cost alternatives. Finary also offers crypto investing and Finary Life, an individual life-insurance contract insured by Generali Vie. The free plan is free forever and covers two linked accounts and two tracked goals. Lite costs €54.99 per year, Plus €149.99 per year, and Pro €349.99 per year; paid plans list unlimited linked accounts and goals. Finary is available on Android, iOS, macOS, and the web. The company says account access is read-only and describes its platform security and data protections.
Good
- Connects accounts from over 20,000 banks and institutions
- Tracks assets including real estate, crypto, and precious metals
- Shows performance and portfolio breakdowns by geography and sector
- Includes budgeting and recurring-expense tools
- Available on Android, iOS, macOS, and web
Watch out
- Free plan is limited to two linked accounts and two goals
- Lite, Plus, and Pro require annual payment
- Investment fees vary by plan
Who it suits
Finary suits people who want a single view of connected finances, investments, and other assets, with budgeting and portfolio analysis tools. The free plan may fit users tracking up to two accounts and two goals; larger needs can consider a paid tier.
Verdict
Finary combines account tracking, asset management, budgeting, and portfolio reporting in one app. Check the free plan's account and goal limits against your needs before choosing a paid tier.
Plans and prices
From Finary's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Finary Plus | €149.99 a year | Unlimited account links · 0.99% crypto-invest fees · Fee scanner · Dividend tracker · Diversification score · Budgeting · Priority support · Monthly report · €149.99/year or €2.88/week |
| Finary Pro | €349.99 a year | All Plus features · Connect business accounts · Track business entities · €349.99/year |
| Free | Free | Link 2 accounts · Invest fees 1.49% · Basic portfolio tracking · Free forever |
| Finary Lite | €44.99 a year | Unlimited synchronization · VIP support · App purchase only · 3-day trial · €44.99/year (€0.86/week) |
The facts
Each one read from Finary's own pages, with the date it was checked.
What it does
- Account connections
- Finary says its connectors can synchronize accounts from over 20,000 banks and institutions.checked 7 Oct 2026
- Account integrations
- Finary says its connectors cover nearly 20,000 banks and institutions worldwide.checked 15 Oct 2026
- Allocation analysis
- Yeschecked 20 Sep 2026
- API documentation
- Finary publishes a public JSON:API documentation site describing resources such as crypto, securities, fiat, SCPI and real-estate holdings.checked 15 Oct 2026
- Asset class coverage
- multi_asset_alternativeschecked 20 Sep 2026
- Asset tracking
- Users can add assets and liabilities, including real estate, crypto, precious metals, and startup holdings.checked 7 Oct 2026
- Budgeting
- Finary can track income and expenses and includes tools to identify recurring expenses.checked 7 Oct 2026
- Cashflow and budgeting
- Finary includes cashflow management, spending organization and budgeting tools.checked 15 Oct 2026
- Compliance
- Finary states that it is authorized as a crypto-asset service provider by the AMF under MiCA, authorization A2026-026 / N2026-008.checked 7 Oct 2026
- Crypto integrations
- Supported crypto connections include Binance, Coinbase, Kraken, Coinbase Pro, Bitstamp, Crypto.com and Ethereum addresses.checked 15 Oct 2026
- Data protection
- Finary says its platform runs in European Google Cloud zones, uses TLS for communications and AES-256 encryption at rest, and undergoes external audits and penetration tests.checked 7 Oct 2026
- Developer access
- The MCP connector requires Finary sign-in rather than creation or storage of an API key.checked 15 Oct 2026
- Diversification analysis
- Finary calculates sector and geographic diversification scores and offers optimization suggestions.checked 15 Oct 2026
- Dividend tracking
- Users can view projected annual dividend income, upcoming payments and historical dividends.checked 15 Oct 2026
- Fee analysis
- Its fee scanner identifies hidden investment costs and estimates their effect on performance.checked 15 Oct 2026
- Financial independence simulator
- A wealth simulation feature projects the potential value of wealth over a 30-year period.checked 15 Oct 2026
The company
- Company
- Finary says it launched in 2021 and its headquarters are in Paris.checked 7 Oct 2026
- Company founding and funding
- A Y Combinator LinkedIn post says Finary was founded in 2021 by Mounir Laggoune and Julien Blancher and raised a €25M Series B.checked 15 Oct 2026
- Company legal identity
- Finary SAS is a French société par actions simplifiée with registered office at 58 rue de Monceau, 75008 Paris, and trade-register number 892 357 724.checked 15 Oct 2026
- Company size
- Crunchbase lists Finary headquarters in Paris and a 101–250 employee range.checked 15 Oct 2026
- Founded
- 2020checked 28 Sep 2026
- Headquarters
- Paris, Francechecked 28 Sep 2026
Money
- Free plan
- Yeschecked 20 Sep 2026
- Goal planning
- Users can set financial goals, connect their wealth and monitor progress toward those goals.checked 15 Oct 2026
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