OneCap
OneCap is a financial reconciliation platform for enterprise finance teams.
What OneCap is
OneCap is a financial reconciliation platform for enterprise finance teams. It validates and reconciles transactions across ERP systems, marketplaces, payment channels, and banks, covering supplier and customer ledgers, bank and payment gateway records, inter-company accounts, card settlements, GL, nostro, treasury, and payments. Its Ask mode handles natural-language financial queries, Run mode supports recurring processes, and Reconcile mode is built for reconciliation tasks. Matching rules can account for tolerances, reference priorities, grouping, partial settlements, chargebacks, and timing differences, and can learn from resolved exceptions. OneCap also classifies exceptions by likely accounting cause, including reversals, accruals, adjustments, and carry-forward balances. It accepts financial data from files and feeds such as statements, PDFs, emails, portal exports, and APIs. Integrations named by the company include TallyPrime, Zoho Books, Odoo, ERPNext, and Focus. The free offer covers 10 ledger reconciliations without a credit card; paid pricing is available on request.
Good
- Covers a broad range of ledger and payment reconciliations.
- Ask, Run, and Reconcile modes serve different finance tasks.
- Matching supports partial settlements and timing differences.
- Ten ledger reconciliations are available free without a card.
- Role-based permissions and audit logs are described.
Watch out
- Paid plan prices are available only on request.
- Free access is limited to 10 ledger reconciliations.
- The listed platform is web.
Who it suits
OneCap suits enterprise finance teams that need to reconcile transactions across multiple ledgers, channels, or systems. Its role-based permissions and approval controls may also fit teams with maker-checker workflows.
Verdict
OneCap combines broad reconciliation coverage with configurable matching and exception classification. The free reconciliations offer a way to try its core workflow, while ongoing paid pricing requires a custom quote.
Plans and prices
From OneCap's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enterprise | Priced on request | Everything in Growth · on-demand custom integrations · 99.9% uptime SLA · assisted delivery · dedicated specialist support |
| Growth | Priced on request | Everything in Starter · higher transaction volumes · multiple ledger files per party · complex accounting methods · balance confirmation workflow · hands-on onboarding · priority support |
| Starter | Priced on request | Limited transaction volumes · payables and receivables ledger reconciliation · custom business rules · AI Assistant · standard Excel reports · email support |
The facts
Each one read from OneCap's own pages, with the date it was checked.
What it does
- Access and audit trail
- The security page describes role-based permissions for makers, checkers, and viewers, plus logs recording who acted, when, and why.checked 2 Oct 2026
- Accounting exceptions
- OneCap classifies exceptions by likely accounting cause and recognizes reversals, accruals, adjustments, and carry-forward balances.checked 2 Oct 2026
- AI modes
- The product has Ask mode for natural-language financial queries, Run mode for recurring finance processes, and Reconcile mode for reconciliation use cases.checked 2 Oct 2026
- File formats
- The product says it can ingest bank statements, GL extracts, subledger files, settlement reports, partner data, PDFs, emails, portal exports, statements, and API feeds.checked 2 Oct 2026
- Integrations
- The site names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says OneCap works with ERPs and accounting software generally.checked 2 Oct 2026
- Intended users
- OneCap presents itself as a financial integrity and reconciliation platform for enterprise finance teams.checked 2 Oct 2026
- Matching
- Matching rules support configurable tolerances, reference priorities, grouping logic, partial settlements, chargebacks, and timing differences, and improve from exception resolutions.checked 2 Oct 2026
- Product
- OneCap describes itself as an AI-native financial layer that continuously validates and reconciles transactions across ERPs, marketplaces, payment channels, and banks.checked 2 Oct 2026
- Reconciliation coverage
- It handles supplier and customer ledgers, bank, payment gateway, inter-company, card settlement, GL, nostro, treasury, and payments reconciliation.checked 2 Oct 2026
- Security
- OneCap says stored financial data uses AES-256 encryption, connections use TLS 1.3, and its infrastructure runs on AWS.checked 2 Oct 2026
- Security audit
- The company reports external vulnerability assessment and penetration testing, all critical findings resolved, and an overall LOW risk rating.checked 2 Oct 2026
- Support
- Starter includes email support, Growth includes priority support, and Enterprise includes premium support with a dedicated specialist.checked 2 Oct 2026
The company
- Company and location
- The site identifies the company as OneCap Technologies Private Limited and lists its address in Koramangala, Bengaluru, India.checked 2 Oct 2026
- Headquarters
- Bengaluru, Karnataka, Indiachecked 28 Sep 2026
Money
- Free access
- Pricing offers 10 free ledger reconciliations with no credit card required; paid plan prices are custom quotes.checked 2 Oct 2026
Alternatives to OneCap
- 1
Reconify
Open sourceWebAPILinuxmacOS7.6From $399 a month - 2
SahiSay Reconciliation
Free planAndroidiOSWebWindows7.3From ₹1,499 a month - 3
speedRecon
Free planWebAPI7.2From 299 GHS a month - 4
HighRadius
AndroidiOSWebAPI7.1 - 5
ReconArt
WebAPILinuxmacOS7.1From $300 a month - 6
Reconcile.ly
Web7.0From $90 a year