OneCap
OneCap is a web-based AI financial layer for validating and reconciling transactions across ERPs, marketplaces, payment channels, and banks.
What OneCap is
OneCap is a web-based AI financial layer for validating and reconciling transactions across ERPs, marketplaces, payment channels, and banks. Its reconciliation coverage includes A/R, A/P, bank, gateway, ledger, inter-company, card settlement, GL, nostro, treasury, and payment workflows. The platform has Ask for plain-language financial queries, Run for recurring finance processes, and Reconcile as its reconciliation engine. Teams can configure matching tolerances, reference priorities, grouping logic, and business-specific conditions; matching learns from resolved exceptions. OneCap reads PDFs, emails, portal exports, statements, and API feeds, and can ingest bank statements, GL extracts, subledger files, settlement reports, and partner data. Named integrations include TallyPrime, Zoho Books, Odoo, ERPNext, and Focus. The first 10 ledger reconciliations are free without a credit card; paid plans use custom pricing. OneCap says data is encrypted with AES-256, connections use TLS 1.3, and infrastructure is hosted on AWS. It also describes role-based access and logs of user activity. The company is based in Bengaluru, India.
Good
- First 10 ledger reconciliations are free
- Covers multiple reconciliation workflows
- Matching rules can be configured
- Named integrations include five accounting products
Watch out
- Paid plan pricing is custom
- Free allowance is limited to 10 reconciliations
Who it suits
OneCap may suit finance teams that reconcile transactions across multiple ledgers and systems. Its listed plans position Starter for small teams, Growth for growing finance teams, and Enterprise for organizations needing assisted delivery and scale.
Verdict
OneCap combines broad reconciliation coverage with configurable matching and finance workflows. Teams can start with 10 free ledger reconciliations; pricing for paid plans is custom.
Plans and prices
From OneCap's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Enterprise | Priced on request | On-demand custom integrations · 99.9% uptime SLA · dedicated specialist support · Custom pricing |
| Growth | Priced on request | Higher transaction volumes · multiple ledger files per party · balance confirmation workflow · Custom pricing |
| Starter | Priced on request | Limited transaction volumes · payables and receivables ledger reconciliation · Custom pricing |
The facts
Each one read from OneCap's own pages, with the date it was checked.
What it does
- Access and audit trails
- The security page describes role-based permissions for makers, checkers, and viewers, plus logs recording who acted, when, and why.checked 8 Oct 2026
- AI workflows
- The site describes Ask for plain-language financial queries, Run for recurring finance processes, and Reconcile as its reconciliation engine.checked 8 Oct 2026
- File formats
- OneCap says it reads PDFs, emails, portal exports, statements, and API feeds, and can ingest bank statements, GL extracts, subledger files, settlement reports, and partner data.checked 8 Oct 2026
- Integrations
- The site names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says it works with ERPs and accounting software.checked 8 Oct 2026
- Intended users
- OneCap positions Starter for small teams, Growth for growing finance teams, and Enterprise for enterprises needing assisted delivery and scale.checked 8 Oct 2026
- Matching
- Users can configure tolerances, reference priorities, grouping logic, and business-specific conditions, and matching learns from exception resolutions.checked 8 Oct 2026
- Product
- OneCap describes itself as an AI financial layer that validates and reconciles transactions across ERPs, marketplaces, payment channels, and banks.checked 8 Oct 2026
- Reconciliation coverage
- It handles A/R, A/P, bank, gateway, ledger, inter-company, card settlement, GL, nostro, treasury, and payment reconciliations.checked 8 Oct 2026
- Security
- OneCap states that stored financial data is encrypted with AES-256, connections use TLS 1.3, and its infrastructure is hosted on AWS.checked 8 Oct 2026
- Security audit
- OneCap says an external firm performed vulnerability assessment and penetration testing, all critical findings were resolved, and the overall risk rating is LOW.checked 8 Oct 2026
- Support
- Starter includes email support, Growth includes priority support, and Enterprise includes premium support with a dedicated specialist.checked 8 Oct 2026
The company
- Company
- The site identifies the company as OneCap Technologies Private Limited and lists its location as WeWork Prestige Cube, Koramangala, Bengaluru, India.checked 8 Oct 2026
- Headquarters
- Bengaluru, Karnataka, Indiachecked 28 Sep 2026
Money
- Free allowance
- The pricing and signup pages offer the first 10 ledger reconciliations free with no credit card required.checked 8 Oct 2026
Alternatives to OneCap
- 1
UniFi
Free planAndroidiOSWebAPI8.0From £159 a month - 2
Gravity Software
AndroidiOSWebAPI7.9 - 3
Oracle Fusion Cloud Expenses
AndroidiOSWebAPI7.7 - 4
Microsoft Dynamics 365 Sales
AndroidiOSWebAPI7.6 - 5
Mayday
Free planWebExtension7.4Free plan - 6
Intuit Enterprise Suite for Nonprofits
AndroidiOSWebAPI7.3From $7,800 a year