My Financial Life
The facts below are what the maker publishes about My Financial Life, checked and dated. Our editors have not written about it yet.
Plans and prices
From My Financial Life's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free and open source (GPL-3.0) | Free | 64-bit Linux release · bank downloads not yet available · No trial clock, feature gate, upsell, or paid tier |
The facts
Each one read from My Financial Life's own pages, with the date it was checked.
What it does
- Accounts
- It supports current, savings, credit, cash, investment, property, vehicle, and loan accounts, with transaction registers, splits, and matched transfers.checked 12 Oct 2026
- Account sync
- manualchecked 22 Sep 2026
- Bank connections
- Automatic bank downloads are in progress, with pluggable providers and Enable Banking planned first; they are not in the current release.checked 12 Oct 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting
- Budgeting includes an annual plan-versus-actual view, monthly burn-down, rollover, and savings or debt-paydown goals.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Currencies
- It supports accounts in different currencies, historical exchange rates, and converting reports to another currency.checked 12 Oct 2026
- Imports
- It imports OFX, QFX, QIF, and CSV files and includes a column-mapping wizard, remembered categories, and a rules engine.checked 12 Oct 2026
- Integrations
- The maker names optional exchange-rate services and Tiingo for investment prices; both are configured with the user's own API keys.checked 12 Oct 2026
- Intended users
- The maker describes it as suited to people with multiple accounts, currencies, property, loans, and investment portfolios who want local data and portfolio tracking.checked 12 Oct 2026
- Investments
- Investment tracking includes FIFO cost basis, gains, dividends, bonds, options, and money-weighted returns; security prices can come from Tiingo using the user's own key.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Privacy
- The app has no account or cloud service and sends no account or transaction data; its optional exchange-rate and investment-price requests use the user's own API keys.checked 12 Oct 2026
- Purpose
- My Financial Life is a personal finance app for tracking accounts, budgets, investments, and net worth on your own device.checked 12 Oct 2026
- Storage
- Financial data is kept in an autosaving .mfl file using plain SQLite, with rotating snapshots on the user's own computer.checked 12 Oct 2026
- Support
- Users can report bugs or request features through GitHub issues or email Garelochsoft; the maker says a real person reads every message.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
The company
- Headquarters
- West coast of Scotlandchecked 28 Sep 2026
Where it runs
- Linux packages
- The 1.0.0 release offers a Debian/Ubuntu package, a portable AppImage, and a tarball for 64-bit Linux.checked 12 Oct 2026
- Other platforms
- macOS and Windows builds run from source, but signed installers are not part of the release; the maker says code signing is the blocker.checked 12 Oct 2026
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