My Financial Life
6.5#146 in personal finance softwareFree planFree planLinuxmacOSWindows
VisitMy Financial Life vs YNAB
What both publish
| Fact | My Financial Life | YNAB |
|---|---|---|
| Account sync | manual | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Headquarters | West coast of Scotland | Lehi, Utah, USA |
| Integrations | The maker names optional exchange-rate services and Tiingo for investment prices; both are configured with the user's own API keys. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Net-worth tracking | Yes | Yes |
My Financial Life plans
- Free and open source (GPL-3.0)Free
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick My Financial Life if…
You want what its maker publishes above — check its page for the details.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.