My Financial Life
6.5#146 in personal finance softwareFree planFree planLinuxmacOSWindows
VisitMy Financial Life vs SoFi
What both publish
| Fact | My Financial Life | SoFi |
|---|---|---|
| Account sync | manual | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Headquarters | West coast of Scotland | San Francisco, California, United States |
| Integrations | The maker names optional exchange-rate services and Tiingo for investment prices; both are configured with the user's own API keys. | SoFi Relay can connect external accounts, and SoFi banking supports transfers to payment apps and friends or businesses. |
| Net-worth tracking | Yes | Yes |
| Support | Users can report bugs or request features through GitHub issues or email Garelochsoft; the maker says a real person reads every message. | SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634. |
My Financial Life plans
- Free and open source (GPL-3.0)Free
SoFi plans
- SoFi Coach / RelayPriced on request
- SoFi Coach / Relay—
- SoFi Checking and SavingsFree
- SoFi Plus$10 a month
- SoFi CoachFree
Pick My Financial Life if…
You want what its maker publishes above — check its page for the details.
Pick SoFi if…
SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.