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Mosaic HOA

Mosaic HOA provides Florida HOA and condo compliance workflows through one portal for management companies, boards and owners.

Place
#24 of 31
Score
6.1
Mosaic HOA's website

What Mosaic HOA is

Mosaic HOA provides Florida HOA and condo compliance workflows through one portal for management companies, boards and owners. It can join Zoom or in-person board meetings, transcribe speakers live and prepare draft minutes for board review and approval. For violations, it tracks CC&R issues, drafts notices, follows hearings and cure periods, and can assemble hearing packets. Its resident portal holds association records and provides round-the-clock AI answers based on association documents, with citations. A calendar tracks deadlines according to an association’s type, size and building, then alerts the responsible director. Other workflows include SIRS mini-sites, collections, director certifications, Sunbiz reminders, owner financial questions, vendor bid comparisons and board-packet preparation. The maker states that data is isolated by HOA, encrypted with 256-bit SSL, hosted in the US, and not used to train AI models. Notices and letters receive human review; Mosaic does not give legal advice or file liens. It is web-based and costs $199/mo per association, with a 30-day trial.

Good

  • Drafts minutes from Zoom or in-person meetings
  • Tracks violations, hearings and cure periods
  • Resident answers cite association documents
  • Includes every module at $199/mo per association

Watch out

  • No free plan
  • Web platform only
  • Notices and letters require human review
  • Does not give legal advice or file liens

Who it suits

Mosaic HOA is intended for Florida HOAs and condo associations, including community association managers, licensed CAMs, boards and owners. It may suit associations seeking meeting records, violation follow-up and deadline tracking in one portal.

Verdict

Mosaic HOA brings several association compliance workflows into a single portal, including meeting minutes, violation tracking and deadline alerts. Florida associations should note its legal boundaries and per-association monthly price.

Plans and prices

From Mosaic HOA's own pricing page, checked 4 Oct 2026.

All about pricing
PlanPriceWhat it gives you
Mosaic$199 a monthEvery module included · no per-unit pricing · no long-term lockup · 30-day risk-free trial · $199/mo flat per association; $0 implementation

The facts

Each one read from Mosaic HOA's own pages, with the date it was checked.

What it does

Additional workflows
Other listed workflows include SIRS mini-sites, letters and collections, director certifications, Sunbiz reminders, owner financial Q&A, vendor bid comparison, and board-packet preparation.checked 4 Oct 2026
Compliance tracking
Its calendar tracks deadlines relevant to an association’s type, size, and building and alerts the responsible director.checked 4 Oct 2026
Human review and legal boundary
The maker says notices and letters go out under human review, and Mosaic does not give legal advice or file liens; legal matters are handed to association counsel or its Florida attorney network.checked 4 Oct 2026
Integrations
The product page says Mosaic joins Zoom meetings; it does not name other third-party integrations on that page.checked 4 Oct 2026
Intended users
The product is presented for Florida HOAs, condo associations, community association managers, licensed CAMs, boards, and owners.checked 4 Oct 2026
Meeting minutes
It joins Zoom or in-person board meetings, transcribes speakers live, and drafts minutes for board review and approval.checked 4 Oct 2026
Purpose
Mosaic provides Florida HOA and condo compliance workflows through one portal for management companies, boards, and owners.checked 4 Oct 2026
Resident portal
It maintains an online records portal and offers 24/7 AI answers grounded in association documents with citations.checked 4 Oct 2026
Security
The maker states that Mosaic uses 256-bit SSL encryption and US-hosted servers, isolates each HOA’s data, and does not use documents to train AI models or share or sell them.checked 4 Oct 2026
Setup and cancellation
The maker says setup has no implementation cost, nothing to install, and can take as little as 24 hours; its homepage also says customers can cancel after the 30-day trial without penalty.checked 4 Oct 2026
Violations
It tracks violations against the association’s CC&Rs, drafts notices, tracks hearings and cure periods, and can assemble a hearing packet.checked 4 Oct 2026

The company

Company and launch
Mosaic is branded as a product by Property Exemption; the company says Property Exemption was founded in 2022, Mosaic was born in late 2025, and its first community went live in early 2026.checked 4 Oct 2026
Founded
2022checked 28 Sep 2026
Headquarters
The company describes Mosaic as built in Florida and says it is onboarding communities across Florida; the about page does not state a specific headquarters.checked 4 Oct 2026

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