MiraclePay
MiraclePay provides merchant payment infrastructure for customers paying with crypto online or in person.
What MiraclePay is
MiraclePay provides merchant payment infrastructure for customers paying with crypto online or in person. Its merchant flow brings payment status, settlement and reconciliation together. With hosted checkout, customers choose an available asset, pay from a supported wallet and follow progress through confirmation without creating a separate MiraclePay account. Merchant options include hosted checkout, dynamic QR payments and POS payments, with Ingenico POS also named among checkout methods. A WooCommerce plugin is available to eligible U.S. merchants after approval and KYB. Its listed assets are BTC, ETH, USDT, USDC, SOL and XRP, though final asset and network availability depends on the approved merchant account. That WooCommerce flow settles in USD, subject to onboarding and account configuration. The listed fee for eligible WooCommerce U.S. merchant transactions is $2 per contact, billed per transaction; account-specific terms are confirmed during onboarding. Some states may be excluded, including New York State. Pricing for other use is on request.
Good
- Customers can pay from a supported wallet without an account.
- Offers hosted checkout, dynamic QR and POS options.
- WooCommerce flow settles in USD.
- Listed WooCommerce fee is $2 per contact.
Watch out
- WooCommerce access requires merchant approval and KYB.
- Some states may be excluded, including New York State.
- Asset and network availability depends on the merchant account.
- Pricing for other use is on request.
Who it suits
MiraclePay suits merchants seeking crypto payment options online or in person. The WooCommerce plugin is described for DTC ecommerce, high-ticket stores and cross-border sellers, but it is limited to eligible U.S. merchants and requires approval and KYB.
Verdict
MiraclePay brings crypto payment status, settlement and reconciliation into a merchant flow, with online and in-person payment options. WooCommerce availability, assets and terms depend on merchant eligibility and account configuration.
Plans and prices
From MiraclePay's own pricing page, checked 3 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Eligible WooCommerce U.S. merchant transaction fee | Priced on request | Eligible U.S. WooCommerce accounts · merchant approval and KYB required · some states may be excluded, including New York State · per transaction; account-specific terms confirmed during onboarding |
The facts
Each one read from MiraclePay's own pages, with the date it was checked.
What it does
- Chargebacks
- The WooCommerce asset table states that its listed crypto payment routes have no card-network chargeback process.checked 3 Oct 2026
- Checkout
- Hosted checkout guides customers to choose an available asset, use a supported wallet, and follow payment status through confirmation.checked 3 Oct 2026
- Customer account requirement
- Customers can pay from a supported wallet without creating a separate MiraclePay account.checked 3 Oct 2026
- Eligibility limits
- WooCommerce availability is for eligible U.S. merchants, and the page says some states may be excluded, including New York State.checked 3 Oct 2026
- Integrations and partners
- The partners page names Everest, Zero Hash, Bitso, PAX, Ingenico, Fireblocks, MetaMask, OpttTab, and WalletConnect in its partner network.checked 3 Oct 2026
- Intended merchants
- The WooCommerce plugin is described for DTC ecommerce, high-ticket stores, and cross-border sellers.checked 3 Oct 2026
- Payment channels
- The site describes hosted checkout, QR payments, and POS payments as merchant payment options.checked 3 Oct 2026
- Security and controls
- The Trust Center describes business onboarding, payment monitoring, technical controls, and operational traceability as areas merchants and partners can review.checked 3 Oct 2026
- Settlement
- The WooCommerce merchant flow settles in USD, subject to onboarding and account configuration.checked 3 Oct 2026
- Support
- The contact page lists support hours as Monday–Friday, 10:00 AM–6:00 PM CET, and provides a phone number and email address.checked 3 Oct 2026
- Supported assets
- The WooCommerce page lists BTC, ETH, USDT, USDC, SOL, and XRP, with final asset and network availability depending on the approved merchant account.checked 3 Oct 2026
- What it does
- MiraclePay provides merchant payment infrastructure for customers to pay with crypto online or in person, with payment status, settlement, and reconciliation in one merchant flow.checked 3 Oct 2026
- WooCommerce integration
- Eligible U.S. merchants can install the WooCommerce plugin and connect it using an approved API key after merchant approval and KYB.checked 3 Oct 2026
The company
- Headquarters
- Amsterdam, Netherlandschecked 28 Sep 2026
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