MineralTree
MineralTree TotalAP is web and API software for accounts payable, covering invoice capture, approvals, purchase-order matching, and payment execution.
What MineralTree is
MineralTree TotalAP is web and API software for accounts payable, covering invoice capture, approvals, purchase-order matching, and payment execution. Invoice capture uses OCR, while workflows can route invoices by rules, send reminders, apply role-based access, require dual approvals, detect duplicates, use two-factor authentication, and support Positive Pay. Organizations can choose invoice capture, payments only, or invoice-to-pay. TotalAP supports multi-entity operations and lists seven accounting integrations. Direct API connections include QuickBooks, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics GP. File Connect uses secure SFTP, imports ERP data every 20 minutes, and exports approved invoices and payments hourly or on demand for systems including Acumatica and Sage 50. MineralTree states its platform is audited against SOX, SOC 1 Type 2, SOC 2 Type 2, SOC2+/HIPAA, PCI DSS Level 1, and GDPR requirements. Pricing is on request, with setup, annual platform, monthly usage, and possible integration fees. There is no free plan.
Good
- OCR invoice capture
- Rule-based routing and approval controls
- Purchase-order matching and payment execution
- Direct API and secure SFTP integrations
- Supports multi-entity operations
Watch out
- No free plan
- Pricing requires a request
- Monthly usage fees apply to listed services
- Additional integration fees may apply
Who it suits
TotalAP suits mid-market organizations seeking invoice-to-payment automation and multi-entity support. MineralTree also offers Inspyrus for high-volume, multi-ERP enterprise environments.
Verdict
TotalAP covers invoice processing, controls, integrations, and payments in one accounts-payable offering. Buyers should confirm fees and accounting-system compatibility with MineralTree.
Plans and prices
From MineralTree's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| TotalAP | Priced on request | Invoice capture, ACH payments, and check payments incur monthly usage fees · Pricing varies by accounting system, banking setup, and training needs · One-time setup fee, annual platform fee, and monthly usage fees; additional integration fees may apply. |
The facts
Each one read from MineralTree's own pages, with the date it was checked.
What it does
- Accounting integrations
- 7checked 23 Sep 2026
- Implementation
- TotalAP implementations average four weeks from kickoff to first payment, with some customers onboarded in two to three weeks.checked 7 Oct 2026
- Integration method
- File Connect uses secure SFTP file exchange, imports ERP data every 20 minutes, and can export approved invoices and payments hourly or on demand.checked 7 Oct 2026
- Integrations
- TotalAP supports direct API connections with QuickBooks, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics GP, plus File Connect for systems including Acumatica and Sage 50.checked 7 Oct 2026
- Intended customers
- MineralTree describes TotalAP as a mid-market solution and also offers Inspyrus for high-volume, multi-ERP enterprise environments.checked 7 Oct 2026
- Invoice capture
- Invoice capture uses optical character recognition and human validation, with accuracy stated as up to 99%.checked 7 Oct 2026
- Multi-entity support
- Yeschecked 23 Sep 2026
- Options
- TotalAP is offered as invoice capture, payments only, or invoice-to-pay.checked 7 Oct 2026
- Payment execution
- Yeschecked 23 Sep 2026
- Payments
- The virtual card feature uses single-use tokenized card numbers tied to a supplier, amount, and timeframe, and earns rebates on eligible spend.checked 7 Oct 2026
- PO matching
- Yeschecked 23 Sep 2026
- Purpose
- MineralTree TotalAP automates accounts payable workflows from invoice capture and approvals through payment optimization.checked 7 Oct 2026
- Security and compliance
- MineralTree states that its platform is audited against SOX, SOC 1 Type 2, SOC 2 Type 2, SOC2+/HIPAA, PCI DSS Level 1, and GDPR requirements.checked 7 Oct 2026
- Support
- MineralTree support lists phone and email assistance Monday through Friday, 8 a.m. to 8 p.m. Eastern Time.checked 7 Oct 2026
Where it runs
- Approvals and controls
- Features include rule-based invoice routing, automated reminders, role-based access, dual approvals, duplicate detection, two-factor authentication, and Positive Pay.checked 7 Oct 2026
- Approval workflows
- Yeschecked 23 Sep 2026
The company
- Company history
- MineralTree says it was founded in 2010 to transform accounts payable through end-to-end automation.checked 7 Oct 2026
- Founded
- 2010checked 28 Sep 2026
- Headquarters
- Atlanta, Georgia, United Stateschecked 28 Sep 2026
Money
- Free plan
- Nochecked 23 Sep 2026
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