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MineralTree vs Ramp AP

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Ramp AP

8.8#1 in accounts payable softwareFrom $15 a month
Free planAndroidiOSWebAPI
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What both publish

FactMineralTreeRamp AP
Accounting integrations7Bill Pay syncs with 10 ERPs, including NetSuite, Sage Intacct, and QuickBooks.
Approval workflowsYesYes
Founded20102019
Free planNoYes
IntegrationsTotalAP supports direct API connections with QuickBooks, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics GP, plus File Connect for systems including Acumatica and Sage 50.Ramp offers 200+ integrations, including accounting, banking, HR and payroll, procurement, productivity, receipt automation, and travel tools.
Invoice captureInvoice capture uses optical character recognition and human validation, with accuracy stated as up to 99%.Ramp’s OCR captures invoice details with 99% accuracy.
Multi-entity supportYesYes
Payment executionYesYes
PO matchingYesRamp performs two-way and three-way matching against purchase orders and receipts.
Security and complianceMineralTree states that its platform is audited against SOX, SOC 1 Type 2, SOC 2 Type 2, SOC2+/HIPAA, PCI DSS Level 1, and GDPR requirements.Ramp’s Trust Center lists CCPA, ISO/IEC 27001, PCI DSS, SOC 1, SOC 2, FedRAMP Moderate, GovRAMP, and TX-RAMP.
SupportMineralTree support lists phone and email assistance Monday through Friday, 8 a.m. to 8 p.m. Eastern Time.The pricing page lists 24/7 chat support for Free and 24/7 phone support for Plus and Enterprise.

MineralTree plans

  • TotalAPPriced on request

Ramp AP plans

  • FreeFree
  • Plus$15 a month
  • EnterprisePriced on request

Pick MineralTree if…

TotalAP suits mid-market organizations seeking invoice-to-payment automation and multi-entity support. MineralTree also offers Inspyrus for high-volume, multi-ERP enterprise environments.

Pick Ramp AP if…

Ramp AP suits smaller or fast-growing companies, mid-sized finance teams, and multi-entity organizations with complex accounting needs. It can also fit teams seeking a standalone AP workflow without Ramp corporate cards or expense management.

Charts they share