Lumina Finance
The facts below are what the maker publishes about Lumina Finance, checked and dated. Our editors have not written about it yet.
Plans and prices
From Lumina Finance's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Self-hosted | Free | Free to self-host for non-commercial personal use; excludes features or services requiring external data, paid APIs, or external compute |
The facts
Each one read from Lumina Finance's own pages, with the date it was checked.
What it does
- Accounts and currencies
- It tracks account types including cash, credit, and savings, with balance history and multi-currency conversions.checked 12 Oct 2026
- Account sync
- manualchecked 22 Sep 2026
- Advice disclaimer
- The maker states that the app is a software tool and does not provide financial, investment, tax, legal, accounting, or other professional advice.checked 12 Oct 2026
- Audience and use limits
- Free self-hosting is permitted for non-commercial personal use; commercial, organizational, and business use requires explicit authorization.checked 12 Oct 2026
- Authentication
- Sign-in supports two-factor authentication through an authenticator app or passkeys, recovery codes, email password resets, and OpenID Connect single sign-on.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Data control
- The maker says self-hosting with Docker keeps data under the user's control; its security policy makes users responsible for securing their own deployment and connected services.checked 12 Oct 2026
- Deployment
- The app runs with Docker Compose on a 64-bit host, with images published for linux/amd64 and linux/arm64.checked 12 Oct 2026
- Exchange rates
- Lumina Finance uses Frankfurter for exchange rates and supports configuring a self-hosted Frankfurter instance.checked 12 Oct 2026
- Importers
- The listed importers are CSV, Actual Budget, and Firefly III, and app-specific importers are tested weekly against the latest release of the source app.checked 12 Oct 2026
- Insights
- Its dashboard surfaces net worth, credit usage, spending, savings rate, recent activity, and budgets, while Insights provides cash flow and merchant pattern reports.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Purpose
- Lumina Finance is a self-hosted personal finance app for tracking spending, expenses, budgets, and financial trends.checked 12 Oct 2026
- Roadmap limits
- SimpleFIN support is marked in progress, while Plaid support and bank-sync expansion to other regions are listed as upcoming work.checked 12 Oct 2026
- Runway
- The Runway view estimates how long funds will last in a worst-case scenario.checked 12 Oct 2026
- Support
- Users can ask questions, share feedback, and discuss releases in the r/LuminaFinance community; vulnerability reports are directed to the security email in the policy.checked 12 Oct 2026
- Transactions and budgets
- Transactions can be organized with merchants, categories, tags, and notes, and budgets can be recurring or one-time.checked 12 Oct 2026
Where it runs
- Device access
- The maker says every page is optimized for desktop, tablet, and mobile; native iOS, macOS, and Android apps are listed as long-term roadmap items.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
The company
- Headquarters
- Canadachecked 28 Sep 2026
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