Lumina Finance
6.4#153 in personal finance softwareFree planFree planWebSelf-hosted
VisitLumina Finance vs YNAB
What both publish
| Fact | Lumina Finance | YNAB |
|---|---|---|
| Account sync | manual | both |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Headquarters | Canada | Lehi, Utah, USA |
| Net-worth tracking | Yes | Yes |
Lumina Finance plans
- Self-hostedFree
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick Lumina Finance if…
You want what its maker publishes above — check its page for the details.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.