Lumina Finance
6.4#153 in personal finance softwareFree planFree planWebSelf-hosted
VisitLumina Finance vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Lumina Finance | PocketSmith |
|---|---|---|
| Account sync | manual | both |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Headquarters | Canada | Dunedin, New Zealand |
| Net-worth tracking | Yes | Yes |
| Purpose | Lumina Finance is a self-hosted personal finance app for tracking spending, expenses, budgets, and financial trends. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Support | Users can ask questions, share feedback, and discuss releases in the r/LuminaFinance community; vulnerability reports are directed to the security email in the policy. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Lumina Finance plans
- Self-hostedFree
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Lumina Finance if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.